1
Eligibility and KYC
Keep your identity and address proofs ready for a smoother onboarding process.
Indian Overseas Bank • Savings Account
Savings Account
- Instant account opening through digital onboarding
- Debit card with domestic and international acceptance
- UPI, mobile banking, and internet banking access
A digital-first savings account designed for everyday banking with secure access, easy transfers, and attractive value-added benefits.
What’s in store for you
Indian Overseas Bank
India’s Most Trusted Bank
Explore offers, fees, and benefits for savings account.
Types of Savings Account
Indian Overseas Bank Savings Account
- Instant account opening through digital onboarding
- Debit card with domestic and international acceptance
- UPI, mobile banking, and internet banking access
Ways to Open a Bank Account
Choose the channel that works best for you and start in minutes.
Know more about Savings Account
Key details, benefits, and practical guidance before you open this account.
2
Fees and Balance Rules
Minimum balance and fee terms vary by account variant and branch location.
3
Digital Banking Access
After activation, you can use UPI, mobile app, and netbanking for day-to-day transactions.
Frequently Asked Questions
What is a Savings Account?
A Savings Account is a bank account designed for day-to-day banking needs.
Who can open a Savings Account?
Eligibility depends on the bank’s rules and KYC requirements.
How long does it take to open an account?
Digital applications can be instant; branch applications may take longer.