Legal Framework

Terms and
Conditions

Six Finance India - Governing your use of our digital aggregator and financial suggestion platform.

Last updated: 1st April 2026

Welcome to Six Finance India. These Terms and Conditions (“Terms”) constitute a legally binding agreement between you (“User”, “you”, or “your”) and Six Finance (“Company”, “we”, “our”, or “us”).

By accessing our platform (sixfinance.app or associated domains), you acknowledge that you have read, understood, and agreed to be bound by these Terms. If you do not agree, you must immediately cease all use of our services.

1. Scope of Services

Six Finance acts strictly as a digital financial aggregator and lead generation platform.

  • The Connector: We bridge the gap between users and verified Partner Institutions (Banks and NBFCs).
  • Not a Lender: We are not a bank, NBFC, or financial institution. We do not provide loans, issue credit cards, or make credit decisions.
  • No Guarantee: All financial products, interest rates, and approvals are at the sole discretion of the Partner Institutions. We do not guarantee that any application submitted through our platform will be successful.

2. User Eligibility & Obligations

To maintain the integrity of our financial network, users must adhere to the following:

  • Age Requirement: You must be at least 18 years of age and possess the legal capacity to enter into a binding contract under Indian law.
  • Information Accuracy: You represent that all data provided (income, employment, contact details) is truthful and accurate. Providing fraudulent information is a violation of these Terms and may lead to legal action.
  • Lawful Use: You agree to use the platform only for legitimate financial inquiries and not for any speculative or malicious purposes.

3. Consent for Communication (DND Waiver)

By submitting your details on Six Finance, you provide express consent to be contacted by us and our Partner Institutions.

  • Channels: This includes calls, SMS, WhatsApp, and emails.
  • DND Status: You acknowledge that this consent overrides any registration on the National Do Not Call (NDNC) Registry or "Do Not Disturb" (DND) lists.
  • Purpose: Communications will relate to your loan eligibility, product offers, and service updates.

4. Prohibited Activities

Users are strictly prohibited from:

  • Automated Access: Using bots, spiders, or scraping tools to monitor or copy platform content.
  • Security Breaches: Attempting to bypass security protocols or gain unauthorized access to our servers.
  • Misrepresentation: Impersonating any person or entity or misrepresenting your affiliation with a person or entity.

5. Intellectual Property

All intellectual property rights on this platform—including but not limited to text, graphics, logos, UI/UX design, and software code—are the exclusive property of Six Finance.

Any unauthorized reproduction, modification, or distribution of our content is strictly prohibited and protected by Indian copyright and trademark laws.

6. Limitation of Liability & Disclaimers

To the fullest extent permitted by law, Six Finance shall not be liable for:

  • Financial Decisions: Any loss or damage arising from your reliance on the information provided on the platform.
  • Third-Party Disputes: Any conflict, dispute, or disagreement between you and a Partner Institution.
  • Platform Uptime: We do not warrant that the platform will be uninterrupted, error-free, or free of viruses.

Note: Use of this platform and any subsequent financial commitment is at your own risk. We strongly recommend reading the specific terms of any loan agreement provided by a bank or NBFC before signing.

7. Data Privacy & Compliance

Your privacy is paramount. We process all personal data in accordance with the Digital Personal Data Protection (DPDP) Act, 2023, and other applicable Indian regulations. For a detailed breakdown of how we handle your data, please refer to our Privacy Policy.

8. Termination of Use

We reserve the right, without notice and at our sole discretion, to terminate your account or restrict your access to the platform if we believe you have violated these Terms or engaged in suspicious/fraudulent activity.

9. Governing Law & Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of India.

Exclusive Jurisdiction: Any legal proceedings arising out of or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts in Kolkata, West Bengal, India.

10. Modifications to Terms

Six Finance reserves the right to update these Terms at any time to reflect changes in the law or our business practices. Your continued use of the platform after such changes constitutes your acceptance of the new Terms.

11. Contact Us

If you have any questions regarding these Terms or wish to report a violation, please contact our Legal Department:

Email:
legal@sixfinance.in

Corporate Address:
BL-EE 64 2013, Rajdanga Main Rd, Sector E, East Kolkata Twp, Kolkata, West Bengal 700107, India

Grievance Officer:
[Insert Name/Contact if applicable]

Need a loan?Chat with us
Terms and Conditions | Six Finance India