Govt Subsidy Available
Goat Farming Loan
Start or expand your commercial goat farm with ease. Get financing for shed construction, purchasing high-yield breeds (Black Bengal, Sirohi), and fodder development.
NABARD Subsidy SupportLow Interest KCC RatesFlexible Repayment
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Loan Details
Goat Farming Loan
Calculate your EMI and total interest for goat farming loans with flexible repayment options.
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No Hidden Charges
100% Digital Process
Representative Example:
Borrow ₹2,00,000 over 12 months at 25.8% APR. Total repayment: ₹2,29,038.83 with monthly EMIs of ₹19,086.57.
EMI Calculator
₹2,00,000
12
25.8%
Monthly EMI
₹19,086.57
Total Interest
₹29,038.83
Goat Farming Business Loans
Comprehensive financial support for commercial goat rearing (Chevon & Milk), covering shed construction, livestock purchase, and fodder development.
OverviewAbout Goat Farming Business
Often called the "Poor Man's Cow", goat farming is a low-investment, high-return venture ideal for Indian climatic conditions. Loans in this sector are generally classified under "Agriculture Allied Activities."
- Commercial Units: Loans are typically available for units starting from 10 Does + 1 Buck up to large commercial farms (500+ animals).
- Subsidy Support: A major attraction is the NABARD subsidy scheme (EDEG), which often provides 25% to 33% back-ended subsidy on the project cost.
- Purpose: Funds can be used for purchasing breeding stock, constructing elevated sheds, buying chaff cutters, and insuring animals.
Eligibility Criteria
Applicant Profile
- ✓Who can apply: Farmers, Individuals, SHGs (Self Help Groups), JLGs, and Private Companies.
- ✓Age: Typically 18 to 65 years.
- ✓Experience: A training certificate from a recognized Animal Husbandry center is often mandatory for subsidies.
Technical Requirements
- ✓Land: Must own or lease land for shed construction and fodder cultivation (approx. 1 acre per 50-60 goats).
- ✓Veterinary Access: Proximity to a veterinary clinic is a standard bank requirement.
- ✓Collateral: Loans up to ₹1.60 Lakh are often collateral-free. Higher amounts require land security.
Types of Goat Farming Loans
Term Loans
For capital assets: buying the herd (Does & Bucks), shed construction, and equipment purchase.
5-7 Years TenureKCC (Animal Husbandry)
Working capital limit for feed, labor, and vaccines. Highly subsidized interest rates.
Revolving CreditIDBI/Commercial
Specialized schemes for large-scale farms (₹50K to ₹50 Lakhs) focusing on meat processing units.
Large ScalePopular Banks: Interest & Eligibility
| Bank / Institution | Interest Rate (Approx)* | Key Highlights |
|---|---|---|
| SBI (Allied Activity) | ~10.00% - 12.50% (7% for KCC upto 3L) | Loans available for unit sizes of 10+1, 20+1, or 40+2. Repayment period typically 5-6 years with a 1-year grace period. |
| Canara Bank | ROI linked to RLLR | Sheep & Goat Rearing Loan: Margin is NIL for loans up to ₹1.60 Lakhs. Above that, 15-25% margin is required. |
| IDBI Bank | Competitive (Base Rate+) | Offers "Sheep & Goat Rearing" term loans from ₹50,000 up to ₹50 Lakhs for individuals and shepherd co-ops. |
| NABARD (Subsidy) | Subsidy Provider | General Category: 25% subsidy. SC/ST/BPL: 33% subsidy. Note: Apply via commercial banks. |
*Interest rates are subject to change. Subsidies depend on government fund availability.
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