BOB RuPay Platinum Debit CardSBI Virtual Debit Card
Side-by-side comparison of fees, limits, cashback & features
BOB RuPay Platinum Debit Card
Bank of Baroda
Best for: Travel and premium usage
SBI Virtual Debit Card
State Bank of India
Best for: Everyday transactions
Feature
BOB RuPay Platinum Debit Card
SBI Virtual Debit Card
Bank / Issuer
Bank of Baroda
State Bank of India
Card Network
RuPay
RuPay
Card Type
Platinum
Virtual
Account Type
Savings
Savings
Annual Fee
0
0
Issuance Fee
100
100
Replacement Fee
200
200
Minimum Balance
5000
5000
ATM Withdrawal Limit
40000
0
POS / Swipe Limit
150000
0
Online Transaction Limit
80000
0
International Usage
Contactless Payment
Lounge Access
Lounge Access Details
Complimentary domestic (1 per year) & international (1 per year) airport lounge access Accidental insurance of up to Rs. 2 lakh
—
Cashback Rate
1.2
1.2
Reward Points
Fuel Surcharge Waiver
Accident Insurance
Purchase Protection
Fraud Protection
Zero Billing
Minimum Age
18
18
Maximum Age
65
65
Best For
Travel and premium usage
Everyday transactions
BOB RuPay Platinum Debit Card — Key Features
- Complimentary domestic (1 per year) & in — Complimentary domestic (1 per year) & international (1 per year) airport lounge access Accidental insurance of up to Rs. 2 lakh
SBI Virtual Debit Card — Key Features
- Name of Card: SBI Virtual Debit Card Typ — Name of Card: SBI Virtual Debit Card Type of Card: Global at RuPay / VISA / MasterCard Issuance criteria: To be issued in normal Saving Bank Account( Non-FI) segment. Usages: International and Domestic Channels : e-Com,
- Contactless (Device Tokenisation payment — Contactless (Device Tokenisation payment through Google Pay & Samsung pay) Daily Cash Limit at ATMs : Nil
- Contactless limit for Tokenised payments — Contactless limit for Tokenised payments : Maximum: Rs. 5,000/- per transactions. Daily Purchase Limit e-Com: Rs. 50,000/- Validity : 5 years
BOB RuPay Platinum Debit Card — Security Features
- Accident Insurance — Card includes personal accident insurance coverage as per issuer terms.
- Card Lock — Block card instantly
SBI Virtual Debit Card — Security Features
- Contactless Security — Contactless usage is protected through card network and bank controls.
- Card Lock — Block card instantly
Frequently Asked Questions
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