Rupay Platinum Contactless Debit CardSBI Virtual Debit Card

Side-by-side comparison of fees, limits, cashback & features

Rupay Platinum Contactless Debit Card

Rupay Platinum Contactless Debit Card

Federal Bank

Recommended

Best for: Travel and premium usage

SBI Virtual Debit Card

SBI Virtual Debit Card

State Bank of India

Recommended

Best for: Everyday transactions

Feature
Rupay Platinum Contactless Debit Card
SBI Virtual Debit Card
Bank / Issuer
Federal Bank
State Bank of India
Card Network
RuPay
RuPay
Card Type
Platinum
Virtual
Account Type
Savings
Savings
Annual Fee
0
0
Issuance Fee
100
100
Replacement Fee
200
200
Minimum Balance
5000
5000
ATM Withdrawal Limit
40000
0
POS / Swipe Limit
150000
0
Online Transaction Limit
80000
0
International Usage
Contactless Payment
Lounge Access
Lounge Access Details
1 reward point for every Rs. 200 spent 2 free domestic lounge access every quarter 2 free international lounge access every year Personal insurance coverage of up to Rs. 2 lakh
Cashback Rate
1.2
1.2
Reward Points
Fuel Surcharge Waiver
Accident Insurance
Purchase Protection
Fraud Protection
Zero Billing
Minimum Age
18
18
Maximum Age
65
65
Best For
Travel and premium usage
Everyday transactions

Rupay Platinum Contactless Debit Card — Key Features

  • 1 reward point for every Rs. 200 spent 21 reward point for every Rs. 200 spent 2 free domestic lounge access every quarter 2 free international lounge access every year Personal insurance coverage of up to Rs. 2 lakh

SBI Virtual Debit Card — Key Features

  • Name of Card: SBI Virtual Debit Card TypName of Card: SBI Virtual Debit Card Type of Card: Global at RuPay / VISA / MasterCard Issuance criteria: To be issued in normal Saving Bank Account( Non-FI) segment. Usages: International and Domestic Channels : e-Com,
  • Contactless (Device Tokenisation paymentContactless (Device Tokenisation payment through Google Pay & Samsung pay) Daily Cash Limit at ATMs : Nil
  • Contactless limit for Tokenised paymentsContactless limit for Tokenised payments : Maximum: Rs. 5,000/- per transactions. Daily Purchase Limit e-Com: Rs. 50,000/- Validity : 5 years

Rupay Platinum Contactless Debit Card — Security Features

  • Accident Insurance — Card includes personal accident insurance coverage as per issuer terms.
  • Contactless Security — Contactless usage is protected through card network and bank controls.

SBI Virtual Debit Card — Security Features

  • Contactless Security — Contactless usage is protected through card network and bank controls.
  • Card Lock — Block card instantly

Frequently Asked Questions

Need a loan?Chat with us