Credit Card Reward
Calculator
Calculate exactly how many reward points you'll earn on every purchase. Maximize your credit card benefits with our intelligent reward calculator.
Reward Calculator
Estimate points, cashback, or miles by entering your monthly spending. We apply base rates, category bonuses, caps, and value conversion — then suggest the best card for your profile.
Simple Formula
Rewards = (Spending ÷ Unit Amount) × Reward Rate × Bonus Multiplier
Then we apply caps and convert reward units to ₹ value based on redemption rate.
Card Comparison
| Card | Monthly Rewards | Monthly Value | Net Annual Value | Return % |
|---|
How It Works
Our reward calculator helps you make smarter spending decisions in just a few clicks.
Select Your Bank
Choose from 50+ banks and issuers including American Express, HDFC, Axis, SBI, and more.
Pick Your Card
Select from 500+ credit card variants with different reward structures and benefits.
Calculate Rewards
Get instant calculations of reward points and their cash equivalent value.
Frequently Asked Questions
How accurate are the reward calculations?
Our calculations are based on current reward rates provided by banks. However, actual rewards may vary based on specific terms and conditions.
Which banks are currently supported?
We support all major banks including HDFC, SBI, Axis, ICICI, American Express, YES Bank, and many more. New banks are added regularly.
Can I calculate rewards for multiple cards?
Currently, you can calculate rewards for one card at a time. We're working on a comparison feature for multiple cards.
Are there any hidden fees?
No, our reward calculator is completely free to use. We don't charge any fees for calculations or recommendations.
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