Education Loan Calculator

Education Loan EMI Calculator

Plan your higher education funding with our student loan EMI calculator. Know your monthly repayment obligations for domestic and abroad study loans.

Loan Details

Education Loan EMI Calculator

Calculate your monthly education loan EMI. Plan your study loan repayments for India or abroad courses.

India & Abroad Courses
Moratorium Period Info
100% Free

Representative Example:

Borrow ₹15,00,000 over 12 months at 9.99% APR. Total repayment: ₹15,82,402.25 with monthly EMIs of ₹1,31,866.85.

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Enter Loan Amount
15,00,000
50K50L
9.99
8%30%
1
1Y10Y

Monthly EMI

1,31,866.85

Total Interest

82,402.25

Education Loan EMI Guide

Education loans come with a moratorium period (course duration + 6–12 months) during which no EMI is required. Repayment begins after securing a job. Interest rates are subsidized under government schemes. Plan your career earnings vs. EMI using our calculator.

Loan Amount

Study loans from ₹50K to ₹1.5 crore for India and abroad.

Interest Rate

Rates from 6.85% to 13.5% p.a. with government subsidies.

Repayment Tenure

Repay over 5 to 15 years after moratorium period ends.

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Education Loan EMI Calculator in India 2026 | Student Loan EMI