HDFC Bank Interest Rates 2026 | FD & Loan Rates
Stay updated with the latest HDFC Bank fixed deposit (FD) rates and competitive interest rates for home, car, and personal loans.
Business Loan Loan Interest Rates
Rate Range: 10.75% – 22.50% p.a.
| Product | Interest Rate | APR | EMI | Amount | Process Time | Link |
|---|---|---|---|---|---|---|
| HDFC Bank Business Loan | 10.75% – 22.50% p.a. | 12.00% – 24.00% p.a. | ₹2,165 | ₹50,000 – ₹50 lakh | 1–2 business days | View → |
Home Loan Interest Rates
Rate Range: 9.76% – 9.76% p.a.
| Product | Interest Rate | APR | EMI | Amount | Process Time | Link |
|---|---|---|---|---|---|---|
| HDFC Bank Home Loan | From 9.76% p.a. | APR up to 14.01% | ₹4,74,587/month | 5 Crore | 7 days | View → |
All Bank Interest Rate Pages by Bank Type
Browse all available bank interest-rate pages, grouped by banking category.
HDFC Bank Interest Rate FAQs
What is the current HDFC Bank loan interest rate range?
The current rate range is shown on this page for each HDFC Bank loan type, including personal, home, business, and other products.
How can I compare HDFC Bank interest rates with other banks?
Use the comparison table below to view personal, business, home and overall rate ranges of other banks side-by-side with HDFC Bank.
Are APR and interest rate the same for HDFC Bank loans?
Not always. APR may include additional charges, while interest rate is usually the base lending rate. Review both values before applying.
Do HDFC Bank loan rates vary by credit score and profile?
Yes, final rates can vary based on credit score, income profile, loan amount, tenure, and product-specific eligibility criteria.
Where can I check detailed eligibility and EMI for HDFC Bank loans?
Use the linked loan product pages on this section to see EMI examples, processing details and eligibility information for each offer.