Bank of India Personal, Business & Other Loan Interest Rates
Find Bank of India rate ranges, APR, EMI and internal links for every loan type.
Business Loan Interest Rates
Rate Range: 12.72% – 12.72% p.a.
| Product | Interest Rate | APR | EMI | Amount | Process Time | Link |
|---|---|---|---|---|---|---|
| Bank of India Business Loan - Flexi | From 12.72% p.a. | APR up to 20.29% | ₹67,118/month | 20-lakh | 1-2 days | View → |
Education Loan Interest Rates
Rate Range: 9.61% – 9.61% p.a.
| Product | Interest Rate | APR | EMI | Amount | Process Time |
|---|
All Bank Interest Rate Pages by Bank Type
Browse all available bank interest-rate pages, grouped by banking category.
Bank of India Interest Rate FAQs
What is the current Bank of India loan interest rate range?
The current rate range is shown on this page for each Bank of India loan type, including personal, home, business, and other products.
How can I compare Bank of India interest rates with other banks?
Use the comparison table below to view personal, business, home and overall rate ranges of other banks side-by-side with Bank of India.
Are APR and interest rate the same for Bank of India loans?
Not always. APR may include additional charges, while interest rate is usually the base lending rate. Review both values before applying.
Do Bank of India loan rates vary by credit score and profile?
Yes, final rates can vary based on credit score, income profile, loan amount, tenure, and product-specific eligibility criteria.
Where can I check detailed eligibility and EMI for Bank of India loans?
Use the linked loan product pages on this section to see EMI examples, processing details and eligibility information for each offer.