1
Eligibility and KYC
Keep your identity and address proofs ready for a smoother onboarding process.
Punjab National Bank • Current Account
Current Account
- High-volume transaction handling for business operations
- Multi-user access and maker-checker capabilities
- Relationship support for trade and cash management
A business-focused current account built for high transaction volumes, faster collections, and working-capital convenience.
What’s in store for you
Punjab National Bank
India’s Most Trusted Bank
Explore offers, fees, and benefits for current account.
Types of Current Account
Punjab National Bank (PNB) Current Account
- High-volume transaction handling for business operations
- Multi-user access and maker-checker capabilities
- Relationship support for trade and cash management
- Overdraft and working-capital linkage (subject to approval)
- Bulk payouts and collection services
Ways to Open a Bank Account
Choose the channel that works best for you and start in minutes.
Know more about Current Account
Key details, benefits, and practical guidance before you open this account.
2
Fees and Balance Rules
Minimum balance and fee terms vary by account variant and branch location.
3
Digital Banking Access
After activation, you can use UPI, mobile app, and netbanking for day-to-day transactions.
Frequently Asked Questions
What is a Current Account?
A Current Account is a bank account designed for day-to-day banking needs.
Who can open a Current Account?
Eligibility depends on the bank’s rules and KYC requirements.
How long does it take to open an account?
Digital applications can be instant; branch applications may take longer.