What’s in store for you
Power Your Business Transactions
Choose a current account built for speed, scale, and business continuity.
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Key Benefits
Lifestyle Benefits
- Business travel and partner ecosystem offers
- Merchant platform integrations
- SME networking and webinar access
- Value deals on insurance and utilities
Financial Benefits
- Preferential rates on eligible credit facilities
- Bundled transaction slabs for cost optimization
- Trade and forex services as per business profile
- Dedicated service channels for faster issue resolution
Transaction Benefits
- Unlimited or high-limit branch and digital transactions
- NEFT/RTGS/IMPS and bulk transfer capabilities
- Advanced collection and reconciliation tools
- Same-day processing support for selected services
- Custom transaction limits by user role
Know More About Punjab National Bank (PNB) Current Account
More Information
Fees & Charges
Current account charges depend on monthly average balance, cash handling slab, and service bundle selected by the business.
Account Details
Suitable for proprietorships, partnerships, LLPs, companies, trusts, and institutions with business banking requirements.
Deals & Offers
Business offers may include payment gateway concessions, trade support, and partner deals for operations and growth.
Terms & Conditions
Valid business constitution and KYC documents are mandatory. Overdraft and credit-linked facilities are subject to appraisal and sanction.
Documents required to get you started
Officially valid documents (OVDs) for establishing proof of identity and address.
Identity Proof
- PAN of entity
- Aadhaar/PAN of authorized signatories
- Passport/Driving License of signatories
Address Proof
- Business address proof
- GST/registration proof
- Incorporation/partnership documents
- Board resolution/authorization
Simplify KYC with Video Verification
Complete your KYC securely with a quick video verification flow.
- Verify details instantly
- OTP-based confirmation
- Faster account activation
Ways to Open a Bank Account
Choose the channel that works best for you and start in minutes.
Frequently asked questions
What is Punjab National Bank (PNB) Current Account?
It is a bank account offering digital onboarding and everyday banking features.
What documents are required?
You typically need identity and address proof as per KYC norms.
Can I open it online?
Yes, you can usually apply online and complete video KYC.
How long does approval take?
Many digital applications are approved instantly; timings may vary.