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41 ArticlesGift Card For Mutual Funds: A Timely Nudge Towards SIPs
In the dynamic world of personal finance, encouraging consistent investment habits is paramount. While Systematic Investment Plans (SIPs) are widely recognized as a power...
Meal Cards to Cut Income Tax by Rs 1.05 Lakh: New Changes for Salaried Taxpayers Under Income Tax Rules 2026 to be Effective from April This Year
The Indian government is introducing significant changes to the Income Tax Act, aimed at providing substantial tax benefits to salaried individuals through the implementa...
RBI Plans Shared Liability for Digital Frauds & Open Card Ecosystem in Vision 2028
The Reserve Bank of India (RBI) has unveiled ambitious plans for the financial landscape of India, encapsulated in its 'Vision 2028' document. This vision outlines signif...
SEBI Mulls Allowing Gift Cards: Prepaid Instruments to Invest in Mutual Funds?
The Securities and Exchange Board of India (SEBI) is reportedly considering a significant shift in investment regulations that could allow prepaid instruments, commonly k...
10 Years After Credit Card Was Closed, Bank Sent Legal Notice Demanding Rs 33 Lakh: Cardholder Fights Back and Wins Rs 5 Lakh Compensation
This case highlights a critical issue faced by many consumers: the potential for banks to pursue old, seemingly settled debts with aggressive tactics, even after a signif...
Struggling With A Big Credit Card Bill? Converting To EMIs May Help, But Read The Fine Print First
Facing a hefty credit card bill can be a stressful experience for many Indian consumers. The convenience of plastic money often leads to impulsive spending, and before yo...
Credit Card Spending Moderates While Banks Keep Adding Users
The Indian credit card market is experiencing a fascinating shift. While the number of credit card users continues to grow at a steady pace, driven by aggressive customer...
IRS Alert: Your Credit Card Rewards Could Be Taxed! Here's the Hidden Rule to Know
In a surprising turn of events for many credit card users in India, a recent alert from the Income Tax Department (often colloquially referred to as the IRS in internatio...
After The National Debt, Another Crisis Looms For America: Credit Card Debt Warning Signs You Shouldn't Ignore
While the headlines often focus on national debt, a more personal financial crisis is brewing for millions: the alarming rise in credit card debt. In India, as credit car...
Paying On Time Isn't Enough: Credit Utilisation Matters Too - HDB Financial CCO Rohit Patwardhan
In the intricate world of personal finance, building a strong credit score is paramount for achieving financial goals, whether it's securing a loan, renting an apartment,...
Dubai Property Buyers In Trouble: Ed Cracks Down On Indians Paying With Credit Cards, Says Report - What You Need To Know
A recent report has sent ripples through the Indian expat community and real estate investors in Dubai, with the Enforcement Directorate (ED) reportedly cracking down on ...
Ed Flags Indians Buying Dubai Properties Using Credit Cards
In a significant development for Indian real estate investors and those eyeing international property markets, particularly Dubai, a recent advisory from Ed (presumably a...
FD Backed Credit Cards: Are They Worth It? Benefits, Risks, and Best Options
In the dynamic world of personal finance, innovative solutions often emerge to bridge gaps and cater to evolving needs. One such innovation that has gained traction, part...
What Is a Virtual Credit Card? A Comprehensive Guide for Indian Users
In today's rapidly digitizing world, convenience and security are paramount, especially when it comes to financial transactions. Traditional credit cards have served us w...
6 Ways A Student Can Build Good Credit
In India, a good credit score is becoming increasingly important, even for students. While you might not be taking out major loans yet, the habits you form now can signif...
SBI Cards IPO: A Comprehensive Guide for Indian Investors
The Initial Public Offering (IPO) of SBI Cards and Payment Services Ltd. was a landmark event in the Indian financial market, marking the first IPO by a pure-play credit ...
How Can You Pay Off Your Credit Card Bill Faster
Managing credit card debt can feel like an uphill battle, but with the right strategies, you can conquer your outstanding balance faster and regain financial control. Thi...
10 Ways To Help You Improve Your CIBIL Score
Your CIBIL score, a three-digit number ranging from 300 to 900, is a critical indicator of your creditworthiness. It reflects your past borrowing and repayment behavior, ...
How To Change Details In Your Credit Card: A Step-by-Step Guide for Indian Users
Understanding the Need to Change Credit Card Details Credit cards are an indispensable part of modern financial life, offering convenience, rewards, and a tool for managi...
Add-On Credit Cards: A Comprehensive Guide for Indian Consumers
In the dynamic world of personal finance, credit cards have become indispensable tools for managing expenses, building credit history, and enjoying various perks. While p...
All About Fuel Credit Cards: Your Guide to Savings on Every Refuel
In India, the cost of fuel is a significant part of household and business expenses. For frequent travelers, commuters, and vehicle owners, managing these costs effective...
Credit Card EMI Option: Convert Your Purchases into Easy Installments
Credit cards have become an indispensable part of modern financial life, offering convenience and flexibility. While they are excellent for managing day-to-day expenses a...
Decoding Your Credit Card Statement: A Comprehensive Guide for Indian Cardholders
Understanding your credit card statement is a fundamental aspect of responsible credit card management. For Indian cardholders, a detailed review of this monthly document...
Why Apply For a Credit Card Against FD in India? A Comprehensive Guide
In the dynamic financial landscape of India, securing a credit card can often feel like a hurdle, especially for individuals with limited credit history or those seeking ...
Consequences of Credit Card Default: What Happens When You Can't Pay?
Missing a credit card payment can feel like a minor hiccup, but the consequences of defaulting on your credit card obligations in India can be significant and far-reachin...
Why Is CIBIL Score Important? A Detailed Summary for Indian Borrowers
In the intricate world of finance, a single three-digit number holds immense power – your CIBIL score. For Indian readers navigating the complexities of loans, credit car...
How To Activate Your Credit Card: A Step-by-Step Guide for Indian Users
Congratulations on receiving your new credit card! It's an exciting step towards managing your finances, making purchases, and potentially earning rewards. However, befor...
How To Increase Your Credit Card Limit: A Comprehensive Guide for Indian Cardholders
A credit card is a powerful financial tool, offering convenience, rewards, and a way to build a credit history. However, your credit card's spending limit can sometimes f...
How To Identify Pan Card Fraud And Report Misuse
The Permanent Account Number (PAN) card is a crucial identity and financial document in India. It's essential for various financial transactions, including opening bank a...
How To Prevent Credit Card Fraud
In today's increasingly digital world, credit card fraud has become a significant concern for individuals and financial institutions alike. The convenience of plastic mon...
How To Use Credit Card Interest Free Period Wisely
Credit cards are powerful financial tools, offering convenience, rewards, and a way to build credit history. However, their true potential is unlocked when you understand...
Cardano: The Third Generation Cryptocurrency Explained for Indian Investors
In the rapidly evolving world of digital assets, cryptocurrencies have emerged as a significant investment avenue. Among the many players, Cardano (ADA) stands out as a t...
Dangers of Overusing Your Credit Card: A Guide for Indian Consumers
Credit cards can be powerful financial tools, offering convenience, rewards, and a way to build credit history. However, like any powerful tool, they come with inherent r...
How To Manage Multiple Credit Cards Effectively
In today's financial landscape, managing multiple credit cards has become a common practice for many Indians. Whether you're aiming to maximize rewards, build a strong cr...
Stuck In The Debt Trap? Know How To Escape It Smartly
The allure of easy credit and the desire for immediate gratification can sometimes lead individuals down a perilous path: the debt trap. This is a situation where mountin...
How To Protect Yourself From Gift Card Fraud
Gift cards have become incredibly popular for gifting, offering convenience and choice. However, this popularity also makes them a target for fraudsters. Gift card fraud ...
Rupay vs. Visa Card: Understanding the Key Differences for Indian Consumers
In today's increasingly digital world, payment cards have become an indispensable part of our financial lives. Whether you're shopping online, dining out, or making every...
Documents Required for Various Financial Services in India
Navigating the Indian financial landscape often involves submitting a variety of documents. Whether you're opening a bank account, applying for a loan, investing in mutua...
SBI Cards Stock in Focus as it Trades Ex-Dividend Today
The stock of SBI Cards and Payment Services Ltd. is currently attracting significant attention from investors as it trades ex-dividend today. This means that any investor...
Does It Make Sense To Have A Credit Card In India?
In today's rapidly evolving financial landscape, the question of whether a credit card is a beneficial financial tool for individuals in India is a pertinent one. While c...
Types Of Ration Card in India: A Comprehensive Guide
The Public Distribution System (PDS) in India is a crucial government initiative aimed at ensuring food security for its citizens, particularly the economically weaker se...