Punjab National BankBank of India

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Punjab National Bank

Punjab National Bank

Public

3.9/5 Rating

Punjab National Bank (PNB) is a major public sector bank established in 1894, serving millions of customers across India and internationally. With a rich history spanning over 130 years, PNB has built a strong reputation for reliability, stability, and customer-centric banking services. The bank operates over 7500 branches and 10000+ ATMs across the country, providing accessible banking services in metro cities, tier-2 cities, and rural areas. PNB offers a comprehensive range of financial products including savings accounts, current accounts, recurring deposits, fixed deposits, personal loans, home loans, business loans, agricultural loans, and investment solutions. The bank provides digital banking platforms including internet banking, mobile banking, and UPI services, enabling customers to manage their finances seamlessly. PNB has competitive interest rates on savings and fixed deposits, with special rates for senior citizens and women customers. The bank also offers locker facilities, forex services, NRI banking, insurance products, and wealth management solutions. As a DICGC-insured bank, customer deposits are protected. PNB has received awards for financial inclusion, agricultural lending, and customer service. The bank's commitment to supporting farmers, small businesses, and retail customers has made it a trusted banking partner.

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Bank of India

Bank of India

Public

3.9/5 Rating

Bank of India is a major public sector bank established in 1906, headquartered in Mumbai, providing comprehensive banking and financial services to millions of customers across India and internationally. With more than 115 years of banking experience, Bank of India operates over 6000 branches and 8500+ ATMs, ensuring convenient access to banking services across urban, semi-urban, and rural areas. The bank offers a wide range of financial products and services including savings accounts, current accounts, fixed deposits, recurring deposits, personal loans, home loans, business loans, educational loans, agricultural loans, and investment solutions. Bank of India provides modern digital banking platforms with internet banking, mobile banking, and UPI services, enabling seamless financial transactions and account management. The bank maintains competitive interest rates on savings accounts and fixed deposits, with special rates for senior citizens and women customers. Bank of India offers specialized services including locker facilities, forex services, NRI banking, insurance products, and wealth management solutions. The bank has a strong commitment to supporting small businesses, agricultural sector development, and financial inclusion initiatives. As a DICGC-insured bank, customer deposits are protected. Bank of India has received multiple awards for customer service, financial stability, and sustainable banking practices.

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Feature
Punjab National Bank
Bank of India
Bank Type
Public
Public
Overall Rating
3.9
3.9
Total Branches
7500
6000
International Presence
Video KYC
Instant Account Opening
Locker Facility
Forex Services
NRI Banking

FD Interest Rates Comparison

Punjab National Bank

TenureRateSenior
1 Year5.90%6.40%

Bank of India

TenureRateSenior
1 Year5.75%6.25%

Punjab National Bank — Services

  • Agricultural Loans

Bank of India — Services

  • Home Loans

Frequently Asked Questions

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