Union Bank of IndiaBank of Baroda

Compare branches, ATMs, digital banking, services & ratings

Union Bank of India

Union Bank of India

Public

3.9/5 Rating

Union Bank of India is a major public sector bank established in 1919, providing comprehensive banking and financial solutions to retail, corporate, and institutional customers. With over 100 years of banking heritage, Union Bank of India operates more than 6500 branches and 8000+ ATMs across India and internationally, ensuring convenient access to banking services. The bank offers a diverse portfolio of financial products including savings accounts, current accounts, recurring deposits, fixed deposits, personal loans, home loans, business loans, educational loans, and investment options. Union Bank of India provides advanced digital banking platforms with internet banking, mobile banking, and UPI services, enabling customers to access their accounts anytime, anywhere. The bank maintains competitive interest rates on savings accounts and fixed deposits, with special rates for senior citizens and women customers. Union Bank of India offers specialized services such as locker facilities, forex services, NRI banking, insurance products, and wealth management solutions. The bank has a strong commitment to financial inclusion, small business financing, and supporting underbanked communities. As a DICGC-insured bank, customer deposits are fully protected. Union Bank of India has received awards for digital transformation, customer service, and sustainable banking practices.

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Bank of Baroda

Bank of Baroda

Public

4/5 Rating

Bank of Baroda is a major public sector bank established in 1908, offering comprehensive banking solutions to retail, corporate, and institutional customers. With over 130 years of banking heritage, Bank of Baroda has established itself as India's international bank with a strong presence across 50 countries and over 8000 branches domestically. The bank provides a wide range of financial products and services including savings accounts, current accounts, fixed deposits, personal loans, home loans, business loans, credit cards, and investment solutions. Bank of Baroda leverages advanced digital banking technology to offer internet banking, mobile banking, and UPI services, ensuring convenient banking from anywhere. The bank maintains competitive interest rates on savings accounts and fixed deposits, with special rates for senior citizens. Bank of Baroda offers priority banking services, locker facilities, forex services, and insurance products to meet diverse customer needs. As a DICGC-insured bank, deposits are protected up to ₹5 lakh. The bank has received multiple awards for customer service excellence, digital innovation, and financial stability. Bank of Baroda's commitment to inclusive banking, financial literacy, and sustainable banking practices has made it a trusted financial institution.

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Feature
Union Bank of India
Bank of Baroda
Bank Type
Public
Public
Overall Rating
3.9
4
Total Branches
6500
8000
International Presence
Video KYC
Instant Account Opening
Locker Facility
Forex Services
NRI Banking

FD Interest Rates Comparison

Union Bank of India

TenureRateSenior
1 Year5.80%6.30%

Bank of Baroda

TenureRateSenior
1 Year6.00%6.50%

Union Bank of India — Services

  • Home Loans

Bank of Baroda — Services

  • Home Loans

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Union Bank of India vs Bank of Baroda 2026 | Compare Branches, FD Rates & Services