Nainital Bank Fuel and Utility Credit CardTata Neu Plus Hdfc Bank Credit Card
Side-by-side comparison of fees, rewards, benefits & more
Nainital Bank Fuel and Utility Credit Card
Nainital Bank
4.2/5
Tata Neu Plus Hdfc Bank Credit Card
HDFC Bank
3.5/5
Feature
Nainital Bank Fuel and Utility Credit Card
Tata Neu Plus Hdfc Bank Credit Card
Bank / Issuer
Nainital Bank
HDFC Bank
Card Network
RuPay
Rupay
Card Type
Entry
premium
Annual Fee
₹499 + GST
₹499 + GST
Joining Fee
₹499 + GST
—
First Year Fee
₹499 + GST
NIL
Fee Waiver Condition
Spend ₹1 lakh in a year
Waived on spending ₹1,00,000 or more in the previous year
Contactless Payment
Effectively Free
Nainital Bank Fuel and Utility Credit Card — Key Features
- Monthly savings on recurring bills
- Low fee with spend-based waiver
Nainital Bank Fuel and Utility Credit Card — Benefits
- Predictable monthly statement savings
Fee & Charges Summary
Nainital Bank Fuel and Utility Credit Card
| Interest | 3.4% per month |
| Late Payment Fee | As per statement amount slab |
Tata Neu Plus Hdfc Bank Credit Card
| Interest Rate | 3.6% per month (43.2% per annum) |
| Cash Advance Fee | 2.5% or ₹500 |
| Add-on Card Fee | Lifetime Free |
| Rewards Redemption Fee | ₹99 per redemption request |
Nainital Bank Fuel and Utility Credit Card — Highlights
- Fuel surcharge waiver at partner pumps
- Cashback on utility and telecom bills
Tata Neu Plus Hdfc Bank Credit Card — Highlights
- 2% back as NeuCoins on non-EMI spends at partner Tata Brands
- Additional 5% back as NeuCoins on Tata Neu App/Website
- 1% back as NeuCoins on non-Tata brands and Merchant EMI spends
- 1% back as NeuCoins on UPI spends
- 1% Fuel Surcharge Waiver (on transactions between ₹400 and ₹5,000)
Frequently Asked Questions
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