Tata Neu Plus Hdfc Bank Credit CardHdfc Diners Club Black Metal Edition Credit Card

Side-by-side comparison of fees, rewards, benefits & more

Tata Neu Plus Hdfc Bank Credit Card

Tata Neu Plus Hdfc Bank Credit Card

HDFC Bank

3.5/5
Recommended
Hdfc Diners Club Black Metal Edition Credit Card

Hdfc Diners Club Black Metal Edition Credit Card

HDFC Bank

4.5/5
Recommended
Feature
Tata Neu Plus Hdfc Bank Credit Card
Hdfc Diners Club Black Metal Edition Credit Card
Bank / Issuer
HDFC Bank
HDFC Bank
Card Network
Rupay
Visa
Card Type
premium
premium
Annual Fee
₹499 + GST
₹10,000 + GST
First Year Fee
NIL
₹10,000 + GST
Fee Waiver Condition
Waived on spending ₹1,00,000 or more in the previous year
Annual fee waived on spends of ₹8 Lakhs or more in the preceding 12 months.
Contactless Payment
Effectively Free

Fee & Charges Summary

Tata Neu Plus Hdfc Bank Credit Card

Interest Rate3.6% per month (43.2% per annum)
Cash Advance Fee2.5% or ₹500
Add-on Card FeeLifetime Free
Rewards Redemption Fee₹99 per redemption request

Hdfc Diners Club Black Metal Edition Credit Card

Interest Rate1.99% per month
Cash Advance Fee2.5% or ₹500
Reward Redemption FeeNil

Tata Neu Plus Hdfc Bank Credit Card — Highlights

  • 2% back as NeuCoins on non-EMI spends at partner Tata Brands
  • Additional 5% back as NeuCoins on Tata Neu App/Website
  • 1% back as NeuCoins on non-Tata brands and Merchant EMI spends
  • 1% back as NeuCoins on UPI spends
  • 1% Fuel Surcharge Waiver (on transactions between ₹400 and ₹5,000)

Hdfc Diners Club Black Metal Edition Credit Card — Highlights

  • Unlimited complimentary domestic and international lounge access for primary and add-on members.
  • 5 Reward Points for every ₹150 spent (1 RP = ₹1 for flights/hotels)
  • Up to 10X Reward Points on travel and shopping via HDFC SmartBuy.
  • 2X Reward Points on weekend dining (capped at 1,000 RP per day).
  • 6 complimentary golf games per quarter at premium courses worldwide.

Frequently Asked Questions

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Tata Neu Plus Hdfc Bank Credit Card vs Hdfc Diners Club Black Metal Edition Credit Card 2026 | Compare Annual Fee, Rewards & Benefits