Tata Neu Plus Hdfc Bank Credit CardHdfc Millennia Credit Card

Side-by-side comparison of fees, rewards, benefits & more

Tata Neu Plus Hdfc Bank Credit Card

Tata Neu Plus Hdfc Bank Credit Card

HDFC Bank

3.5/5
Recommended
Hdfc Millennia Credit Card

Hdfc Millennia Credit Card

HDFC Bank

3.5/5
Recommended
Feature
Tata Neu Plus Hdfc Bank Credit Card
Hdfc Millennia Credit Card
Bank / Issuer
HDFC Bank
HDFC Bank
Card Network
Rupay
Visa
Card Type
premium
premium
Annual Fee
₹499 + GST
Rs. 1,000 + GST
Joining Fee
₹499 + GST
First Year Fee
NIL
₹ 1500
Fee Waiver Condition
Waived on spending ₹1,00,000 or more in the previous year
(Waived off on spending Rs. 1 lakh in the previous year)
Contactless Payment
Effectively Free

Fee & Charges Summary

Tata Neu Plus Hdfc Bank Credit Card

Interest Rate3.6% per month (43.2% per annum)
Cash Advance Fee2.5% or ₹500
Add-on Card FeeLifetime Free
Rewards Redemption Fee₹99 per redemption request

Hdfc Millennia Credit Card

Fee499

Tata Neu Plus Hdfc Bank Credit Card — Highlights

  • 2% back as NeuCoins on non-EMI spends at partner Tata Brands
  • Additional 5% back as NeuCoins on Tata Neu App/Website
  • 1% back as NeuCoins on non-Tata brands and Merchant EMI spends
  • 1% back as NeuCoins on UPI spends
  • 1% Fuel Surcharge Waiver (on transactions between ₹400 and ₹5,000)

Hdfc Millennia Credit Card — Highlights

  • 5% cashback on popular everyday brands's
  • 1,000 bonus points on card activation's
  • Up to 10% off on partner restaurants's
  • Joining Fee: ₹1,000+ Taxes
  • Annual/Renewal Fee: ₹1,000+ Taxes

Frequently Asked Questions

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Tata Neu Plus Hdfc Bank Credit Card vs Hdfc Millennia Credit Card 2026 | Compare Annual Fee, Rewards & Benefits