Tata Neu Plus Hdfc Bank Credit CardPunjab National Bank Travel Signature Credit Card

Side-by-side comparison of fees, rewards, benefits & more

Tata Neu Plus Hdfc Bank Credit Card

Tata Neu Plus Hdfc Bank Credit Card

HDFC Bank

3.5/5
Recommended
Punjab National Bank Travel Signature Credit Card

Punjab National Bank Travel Signature Credit Card

Punjab National Bank

4/5
Feature
Tata Neu Plus Hdfc Bank Credit Card
Punjab National Bank Travel Signature Credit Card
Bank / Issuer
HDFC Bank
Punjab National Bank
Card Network
Rupay
Visa
Card Type
premium
Premium
Annual Fee
₹499 + GST
₹2,500 + GST
Joining Fee
₹2,500 + GST
First Year Fee
NIL
₹2,500 + GST
Fee Waiver Condition
Waived on spending ₹1,00,000 or more in the previous year
Spend ₹4 lakh in a year
Contactless Payment
Effectively Free

Punjab National Bank Travel Signature Credit Card — Key Features

  • Lounge access on eligible airports
  • Travel insurance and concierge support

Punjab National Bank Travel Signature Credit Card — Benefits

  • Milestone travel vouchers and bonus points

Fee & Charges Summary

Tata Neu Plus Hdfc Bank Credit Card

Interest Rate3.6% per month (43.2% per annum)
Cash Advance Fee2.5% or ₹500
Add-on Card FeeLifetime Free
Rewards Redemption Fee₹99 per redemption request

Punjab National Bank Travel Signature Credit Card

Interest3.7% per month
Late Payment FeeAs per statement amount slab

Tata Neu Plus Hdfc Bank Credit Card — Highlights

  • 2% back as NeuCoins on non-EMI spends at partner Tata Brands
  • Additional 5% back as NeuCoins on Tata Neu App/Website
  • 1% back as NeuCoins on non-Tata brands and Merchant EMI spends
  • 1% back as NeuCoins on UPI spends
  • 1% Fuel Surcharge Waiver (on transactions between ₹400 and ₹5,000)

Punjab National Bank Travel Signature Credit Card — Highlights

  • Complimentary airport lounge access
  • Travel bookings reward acceleration

Frequently Asked Questions

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Tata Neu Plus Hdfc Bank Credit Card vs Punjab National Bank Travel Signature Credit Card 2026 | Compare Annual Fee, Rewards & Benefits