City Union Bank Smart Saver Debit CardCity Union Bank Premium Rewards Debit Card

Side-by-side comparison of fees, limits, cashback & features

City Union Bank Smart Saver Debit Card

City Union Bank Smart Saver Debit Card

City Union Bank

Recommended

Best for: Daily transactions

City Union Bank Premium Rewards Debit Card

City Union Bank Premium Rewards Debit Card

City Union Bank

Recommended

Best for: Travel and rewards

Feature
City Union Bank Smart Saver Debit Card
City Union Bank Premium Rewards Debit Card
Bank / Issuer
City Union Bank
City Union Bank
Card Network
Mastercard
Visa
Card Type
Classic
Platinum
Account Type
Savings
Current
Annual Fee
0
499
Issuance Fee
100
199
Replacement Fee
200
299
Minimum Balance
5000
25000
ATM Withdrawal Limit
40000
100000
POS / Swipe Limit
150000
300000
Online Transaction Limit
80000
200000
International Usage
Contactless Payment
Lounge Access
Lounge Access Details
2 free visits per quarter
Cashback Rate
1.2
2.5
Reward Points
Fuel Surcharge Waiver
Accident Insurance
Purchase Protection
Fraud Protection
Zero Billing
Minimum Age
18
21
Maximum Age
65
70
Best For
Daily transactions
Travel and rewards

City Union Bank Smart Saver Debit Card — Key Features

  • CashbackEarn cashback on regular spends
  • SecurityAdvanced fraud protection controls

City Union Bank Premium Rewards Debit Card — Key Features

  • Lounge AccessFree airport lounge visits
  • RewardsEarn reward points on spends
  • Travel BenefitsSavings on flights and hotels

City Union Bank Smart Saver Debit Card — Security Features

  • Fraud Alerts — Instant alerts for transactions
  • Card Lock — Block card instantly if misplaced

City Union Bank Premium Rewards Debit Card — Security Features

  • EMV Chip — Secure chip technology for offline payments
  • OTP Verification — Two-factor authentication for online use

Frequently Asked Questions

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City Union Bank Smart Saver Debit Card vs City Union Bank Premium Rewards Debit Card 2026 | Compare ATM Limit, Cashback & Features