Karnataka Bank Smart Saver Debit CardKarnataka Bank Premium Rewards Debit Card

Side-by-side comparison of fees, limits, cashback & features

Karnataka Bank Smart Saver Debit Card

Karnataka Bank Smart Saver Debit Card

Karnataka Bank

Best for: Daily transactions

Karnataka Bank Premium Rewards Debit Card

Karnataka Bank Premium Rewards Debit Card

Karnataka Bank

Recommended

Best for: Travel and rewards

Feature
Karnataka Bank Smart Saver Debit Card
Karnataka Bank Premium Rewards Debit Card
Bank / Issuer
Karnataka Bank
Karnataka Bank
Card Network
Visa
Visa
Card Type
Classic
Platinum
Account Type
Savings
Current
Annual Fee
0
499
Issuance Fee
100
199
Replacement Fee
200
299
Minimum Balance
5000
25000
ATM Withdrawal Limit
40000
100000
POS / Swipe Limit
150000
300000
Online Transaction Limit
80000
200000
International Usage
Contactless Payment
Lounge Access
Lounge Access Details
2 free visits per quarter
Cashback Rate
1.2
2.5
Reward Points
Fuel Surcharge Waiver
Accident Insurance
Purchase Protection
Fraud Protection
Zero Billing
Minimum Age
18
21
Maximum Age
65
70
Best For
Daily transactions
Travel and rewards

Karnataka Bank Smart Saver Debit Card — Key Features

  • CashbackEarn cashback on regular spends
  • SecurityAdvanced fraud protection controls

Karnataka Bank Premium Rewards Debit Card — Key Features

  • Lounge AccessFree airport lounge visits
  • RewardsEarn reward points on spends
  • Travel BenefitsSavings on flights and hotels

Karnataka Bank Smart Saver Debit Card — Security Features

  • Fraud Alerts — Instant alerts for transactions
  • Card Lock — Block card instantly if misplaced

Karnataka Bank Premium Rewards Debit Card — Security Features

  • EMV Chip — Secure chip technology for offline payments
  • OTP Verification — Two-factor authentication for online use

Frequently Asked Questions

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