South Indian Bank Premium Rewards Debit CardSouth Indian Bank Smart Saver Debit Card

Side-by-side comparison of fees, limits, cashback & features

South Indian Bank Premium Rewards Debit Card

South Indian Bank Premium Rewards Debit Card

South Indian Bank

Recommended

Best for: Travel and rewards

South Indian Bank Smart Saver Debit Card

South Indian Bank Smart Saver Debit Card

South Indian Bank

Recommended

Best for: Daily transactions

Feature
South Indian Bank Premium Rewards Debit Card
South Indian Bank Smart Saver Debit Card
Bank / Issuer
South Indian Bank
South Indian Bank
Card Network
Mastercard
Mastercard
Card Type
Platinum
Classic
Account Type
Current
Savings
Annual Fee
499
0
Issuance Fee
199
100
Replacement Fee
299
200
Minimum Balance
25000
5000
ATM Withdrawal Limit
100000
40000
POS / Swipe Limit
300000
150000
Online Transaction Limit
200000
80000
International Usage
Contactless Payment
Lounge Access
Lounge Access Details
2 free visits per quarter
Cashback Rate
2.5
1.2
Reward Points
Fuel Surcharge Waiver
Accident Insurance
Purchase Protection
Fraud Protection
Zero Billing
Minimum Age
21
18
Maximum Age
70
65
Best For
Travel and rewards
Daily transactions

South Indian Bank Premium Rewards Debit Card — Key Features

  • Lounge AccessFree airport lounge visits
  • RewardsEarn reward points on spends
  • Travel BenefitsSavings on flights and hotels

South Indian Bank Smart Saver Debit Card — Key Features

  • CashbackEarn cashback on regular spends
  • SecurityAdvanced fraud protection controls

South Indian Bank Premium Rewards Debit Card — Security Features

  • EMV Chip — Secure chip technology for offline payments
  • OTP Verification — Two-factor authentication for online use

South Indian Bank Smart Saver Debit Card — Security Features

  • Fraud Alerts — Instant alerts for transactions
  • Card Lock — Block card instantly if misplaced

Frequently Asked Questions

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South Indian Bank Premium Rewards Debit Card vs South Indian Bank Smart Saver Debit Card 2026 | Compare ATM Limit, Cashback & Features