Fixed Deposit Calculator
FD Calculator 2026
Calculate your fixed deposit maturity amount and interest earned. Compare monthly, quarterly, half-yearly, and annual compounding options.
FD Calculator
Principal Amount₹1,00,000
₹1000₹10000000
Annual Interest Rate (%)7.0%
1%15%
Tenure (Years)3Yr
1Yr10Yr
Maturity Amount
₹1,23,144
Principal
₹1,00,000
Interest Earned
₹23,144
Returns Breakdown
Principal81.2%
Interest18.8%
About Fixed Deposits
Fixed Deposits (FDs) are one of the safest investment options in India, offering guaranteed returns. Banks currently offer FD rates ranging from 6.5% to 9% p.a. for general citizens, with senior citizens getting an additional 0.25–0.50% p.a. DICGC insures FDs up to ₹5 lakh per bank.
Safe & Guaranteed
FDs offer guaranteed returns regardless of market conditions.
Flexible Tenure
Choose from 7 days to 10 years based on your goals.
Tax Saver FD
5-year tax saver FDs qualify for deduction under Section 80C.