Home Loan Calculator

Home Loan EMI Calculator

Calculate your monthly home loan EMI instantly. Enter the loan amount, interest rate, and tenure to plan your dream home purchase.

Loan Details

Home Loan EMI Calculator

Calculate your monthly home loan EMI. Adjust the loan amount, interest rate, and tenure to see your exact monthly payment.

Instant EMI Calculation
Amortization Schedule
100% Free

Representative Example:

Borrow ₹30,00,000 over 12 months at 9.99% APR. Total repayment: ₹31,64,804.51 with monthly EMIs of ₹2,63,733.71.

Select Your Bank

Enter Loan Amount
30,00,000
50K50L
9.99
8%30%
1
1Y10Y

Monthly EMI

2,63,733.71

Total Interest

1,64,804.51

About Home Loan EMI

What is a Home Loan EMI?

A Home Loan EMI (Equated Monthly Installment) is the fixed monthly payment you make to repay your housing loan. It consists of both the principal amount and interest, spread evenly over the loan tenure. Using an EMI calculator helps you plan your finances before taking the loan.

Easy Calculation

Get precise home loan EMI in seconds with our accurate calculator.

Full Breakdown

See principal vs. interest split for every month of your loan tenure.

Compare Rates

Try different interest rates and tenures to find the most affordable option.

Home Loan EMI Formula

EMI = [P × R × (1+R)^N] / [(1+R)^N - 1]
P = Principal home loan amount
R = Monthly interest rate (Annual rate ÷ 12 ÷ 100)
N = Loan tenure in months
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Home Loan EMI Calculator in India 2026 | Calculate Housing Loan EMI