5.7cr+
Satisfied Customers
Special Rates
Home Loan for Women
Empowering women homeowners with concessional interest rates and reduced processing fees. Make the property yours, in your name.
65+
Lending Partners
Rs.65k Cr+
Loans Disbursed
Loan Details
Home Loan Calculator for Women
Calculate your EMI and total interest for a home loan tailored for women.
Instant Approval
No Hidden Charges
100% Digital Process
Representative Example:
Borrow ₹2,00,000 over 12 months at 9.99% APR. Total repayment: ₹2,10,986.97 with monthly EMIs of ₹17,582.25.
EMI Calculator
Select Your Bank
Enter Loan Amount
₹2,00,000
50K50L
9.99
8%30%
1
1Y10Y
Monthly EMI
₹17,582.25
Total Interest
₹10,986.97
Why a Home Loan for Women?
Government and banks incentivize women home ownership:
- To encourage financial independence
- Lower borrowing costs
- To increase asset holding among women
Exclusive Benefits
Financial perks specifically for women applicants:
- Interest Rate Concession: Typically 0.05% (5 bps) lower than standard rates
- Stamp Duty Discount: Many states (like Delhi, Haryana) offer 1-2% lower stamp duty charges
- Tax Benefits: Standard benefits apply (up to Rs 3.5 Lakh deduction potential)
- PMAY: Mandatory female ownership required for certain PMAY subsidies
Eligibility & Rules
To avail the benefits:
- Sole or Joint Owner: Woman must be the sole or first co-applicant
- Co-borrower: Adding an earning husband/father can boost eligibility
- Income: Can be a homemaker (if co-applicant is earner) or working professional
Impact on Savings
Small rate differences add up:
- EMI Savings: Lower rate reduces monthly outflow
- Total Interest: Significant savings over a 20-30 year tenure
- Registration Cost: 1% stamp duty saving on a 50 Lakh property = Rs. 50,000 saved instantly
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