Public Provident Fund (PPF)
The safest long-term wealth creator in India. Enjoy EEE (Exempt-Exempt-Exempt) tax benefits with guaranteed returns.
Table of Contents
Risk-Free Wealth Creation
PPF is a 15-year scheme backed by the Government of India. It offers attractive interest rates that are fully tax-free on maturity, making it ideal for retirement planning.
- Tax Free Returns
- Risk-Free Investment
- Loan Facility Available
- Extendable in blocks of 5 years
Key Services
Open PPF Account
Start investing with as little as ₹500 per year at any bank or post office branch.
PPF Calculator
Calculate your maturity amount based on current interest rates and contributions.
Partial Withdrawal
Withdraw funds after the 7th financial year for emergencies as per rules.
Loan against PPF
Avail low-interest loans against your PPF balance between the 3rd and 6th year.
The Power of Compounding
Invest ₹1.5 Lakh annually to build a corpus of over ₹40 Lakhs tax-free in 15 years (at approx 7.1% interest).
Section 80C Deduction
Compounded Annually
Sovereign Guarantee
Key Features at a Glance
| Feature | Limit / Rule | Remarks |
|---|---|---|
| Min Investment | ₹500 / year | Penalty if missed |
| Max Investment | ₹1.5 Lakh / year | Excess earns no interest |
| Maturity Period | 15 Years | Extendable by 5 years |