Experience our Expertise
YES Bank is rebuilding trust with innovative digital banking solutions. Enjoy competitive rates, modern app experience, and personalized banking services.
2 Cr+ customers
Award-winning mobile app
Up to 7.75% FD rates
4.0%
Savings Rate
₹0
Min Balance
Core Account Features
Account Type
YES Savings Edge Account with digital-first features
Minimum Balance
₹0 for digi savings, ₹10,000 for regular savings
Interest Rate
Earn up to 5.00% p.a. on savings, one of the highest
Account Types
DigiSavings
Savings A/cMonthly deposit — Unlimited
Zero balance account — ✅
Annual Program Fees — ₹0
Digital Fund Transfer — Free
Funding during a/c opening — ₹0
Virtual Debit Card — Free
YES Savings Edge
Savings A/cMonthly deposit — Unlimited
Minimum balance — ₹10,000
Annual Program Fees — ₹0
NEFT/RTGS/IMPS — Free
Cheque book — 25 leaves free
YES Prosperity Card — Free
Current Account
Current A/cMonthly deposit — Unlimited
Minimum balance — ₹10,000
Annual Program Fees — ₹0
NEFT/RTGS — Free
Cash deposit — Free up to ₹3L
Business Debit Card — Free
Debit Cards
Virtual Debit Card
FREE instant digital card via YES Mobile app. Use immediately for online shopping with dynamic CVV security for enhanced protection.
Physical Debit Card
Free YES Prosperity Debit Card with savings account. Contactless enabled with daily cash withdrawal limit of ₹50,000.
Shopping Benefits
SAVE
YES Rewardz Portal
Turn every swipe into savings with YES Rewardz. Earn points on all transactions and redeem for vouchers, merchandise, and exclusive experiences.
Amazon
Special deals during Great Indian Festival and Prime Day
Swiggy
Flat cashback on food delivery every month
Zomato
Extra discounts on dining-out and delivery orders
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