Capital Small Finance Bank

Small Finance Bank Sector

“Growing Together”

Capital Small Finance Bank, headquartered in Jalandhar, Punjab, is one of India's first entities to receive a Small Finance Bank license from the RBI in 2016, having converted from Capital Local Area Bank. The bank primarily serves the agricultural heartland of Punjab and Haryana, with a strong focus on rural and semi-urban customers including farmers, traders, small businesses, and salaried individuals. Capital SFB's deep understanding of the agrarian economy of Punjab makes it a go-to banking partner for Kisan credit, crop loans, farm equipment financing, and rural savings products. Beyond agriculture, the bank offers savings and current accounts, fixed deposits with competitive rates, home loans, vehicle loans, personal loans, and MSME finance. Capital SFB's branch network is concentrated in Punjab and Haryana, with expansion into other northern Indian states. The bank has built a strong reputation for personalized service, quick loan processing, and community banking. Digitally, Capital SFB offers mobile banking, internet banking, and UPI-based services. DICGC insured and RBI regulated, Capital SFB is listed on BSE and NSE. As a pioneer small finance bank serving the agricultural sector, Capital SFB continues to uphold its mission of financial inclusion, enabling rural households and small businesses to access formal banking credit and savings products at affordable terms.