Chhattisgarh Rajya Gramin Bank

Regional Rural Bank Sector

“Banking Rural Chhattisgarh”

Chhattisgarh Rajya Gramin Bank (CRGB) is a Regional Rural Bank (RRB) sponsored by State Bank of India, serving the rural and semi-urban population of Chhattisgarh — a state carved out of Madhya Pradesh in 2000, known as the 'Rice Bowl of Central India' and a land of exceptional natural resources including coal, iron ore, bauxite, and rich forest cover. Established under the Regional Rural Banks Act and jointly owned by the Government of India (50%), SBI (35%), and the Government of Chhattisgarh (15%), CRGB plays a pivotal role in delivering institutional banking, agricultural credit, and financial inclusion to one of India's most resource-rich yet socioeconomically challenged states. Chhattisgarh has a large tribal population — over 30% of its residents belong to Scheduled Tribes — and CRGB's mandate includes a strong focus on tribal agricultural finance and financial inclusion for the state's indigenous communities, who inhabit the forested areas of Bastar, Surguja, Korba, and Dantewada. The bank's credit products cover Kisan Credit Cards for paddy (the state's principal crop) and coarse cereal cultivation, forest produce marketing loans (tendu leaves, mahua, and sal are major livelihoods in Chhattisgarh's forests), tribal sub-plan agricultural loans with special interest subvention, dairy and animal husbandry loans, MUDRA loans for rural non-farm enterprises, SHG bank linkage credit for women's groups particularly in tribal areas, housing loans under PMAY-Gramin, and term deposits. CRGB is a key government scheme implementation bank for PMJDY, PM Kisan, DBT, and social security enrolments in Chhattisgarh's rural and tribal districts. The bank's BC (Business Correspondent) network is especially critical in Chhattisgarh's remote forested areas where physical branch presence is challenging. Backed by SBI's CBS technology, CRGB offers modern banking capabilities. All deposits are DICGC insured.