DBS Bank

Foreign Bank Sector

“Live More, Bank Less”

DBS Bank India, a wholly-owned subsidiary of DBS Bank Ltd Singapore — Asia's leading bank and consistently ranked among the world's best banks — has a unique and distinguished presence in India, operating as a locally-incorporated bank with a growing retail and corporate banking footprint. DBS Bank India made history in 2021 by completing the acquisition and integration of Lakshmi Vilas Bank (LVB), a distressed Indian private bank, adding over 500 branches to its network in one of India's most remarkable banking rescues. This acquisition transformed DBS India from a primarily wholesale bank to a full-service retail bank capable of serving millions of individual customers across India. DBS India offers savings accounts, fixed deposits, home loans, personal loans, gold loans, business banking, corporate banking, trade finance, treasury, and wealth management products. The bank's digital banking platform — digibank by DBS — is a fully digital, app-first bank offering paperless account opening, AI-powered savings tools, and seamless digital lending. DBS India is renowned globally for its digital innovation, having won multiple global awards for digital banking excellence. The bank's SPARK initiative supports Indian startups and SMEs, reflecting its commitment to India's innovation economy. RBI regulated and DICGC insured, DBS Bank India combines Singapore's banking excellence, Asian market expertise, and India's vast banking opportunity into a compelling and differentiated financial institution.