
“Smart Way to Bank”
DCB Bank (Development Credit Bank), established in 1930 and rebranded in 2008, is a modern private sector bank headquartered in Mumbai, India. Regulated by the RBI and listed on BSE and NSE, DCB Bank has evolved from its cooperative banking origins into a dynamic commercial bank serving individuals, small businesses, and corporates. The bank specializes in retail banking, MSME lending, mortgage loans, gold loans, and agri-banking. DCB Bank has built a strong niche in affordable housing finance, offering home loans and loan-against-property products targeting the underserved semi-urban and rural markets. Its MSME banking vertical serves thousands of small and mid-sized enterprises with tailored credit solutions. DCB Bank operates over 400 branches and 700+ ATMs across India, with a growing presence in Tier 2 and Tier 3 cities. The bank's digital capabilities include a highly rated mobile banking app, internet banking, UPI, video KYC, and instant account opening services. DCB Bank is particularly known for its tech-forward approach to banking, having introduced several innovative digital products ahead of larger peers. DICGC insured and fully compliant with RBI norms, DCB Bank continues to invest in talent, technology, and branch expansion. With a focus on building long-term customer relationships and responsible lending, DCB Bank is recognized as one of India's growing and credible private sector banks.
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Check DCB Bank personal loan, business loan, home loan and other loan interest rates with internal links to detailed rate pages.
DCB Bank FD rates for general and senior citizen categories
| Tenure | General Rate | Senior Citizen |
|---|---|---|
| 7 Days - 14 Days | 4.75% | 5.25% |
| 15 Days - 29 Days | 5.00% | 5.50% |
| 1 Month - 6 Months | 5.75% | 6.25% |
| 1 Year | 7.10% | 7.60% |
| 2 Years | 7.00% | 7.50% |
| 3 Years | 6.75% | 7.25% |
DCB Bank digital features and technology
Open account remotely via video KYC
Pre-approved loans disbursed instantly
Quick digital credit for small businesses
Award-winning mobile banking experience
Dun & Bradstreet — 2023
Banking Frontiers — 2022
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DCB Bank netbanking login
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DCB Bank atm
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DCB Bank ifsc code
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aadhaar card download
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pf login
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pan card download
Interest range
12.88% – 12.88% p.a.
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Home loans and loan against property
Tailored credit solutions for small businesses
Instant loans against gold
Credit solutions for farmers and agri-businesses
Quick unsecured personal finance
Access PAN card related services including e-PAN download and PAN update information.
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