
“A Tradition of Trust”
Dhanlaxmi Bank, established in 1927 in Thrissur, Kerala, is one of India's oldest scheduled commercial banks, built on a century-long tradition of trust, reliability, and customer-centric banking. Originally founded to cater to the trading community of Kerala, the bank has grown to serve diverse customer segments including retail customers, small businesses, and NRI clients. Dhanlaxmi Bank is well-known for its deep presence in Kerala and neighboring states, offering a wide range of financial products including savings accounts, current accounts, fixed and recurring deposits, gold loans, personal loans, home loans, vehicle loans, and agricultural credit. The bank's NRI banking services are particularly popular, given Kerala's strong diaspora in the Gulf and other regions. DICGC insured and RBI regulated, Dhanlaxmi Bank ensures the safety and security of depositor funds. Its digital banking platform includes mobile banking, internet banking, UPI, and NEFT/RTGS facilities, making everyday banking convenient for its customers. The bank continues to modernize its operations while honoring the values of community banking that have defined it for nearly 100 years. With a focus on transparency, financial inclusion, and personalized service, Dhanlaxmi Bank remains a preferred banking partner for individuals and businesses across South India.
Explore all financial products offered by Dhanlaxmi Bank
Compare top credit cards from Dhanlaxmi Bank
Compare top debit cards from Dhanlaxmi Bank
Use popular banking and government utility tools including netbanking login, Aadhaar card download, PF login, UAN services, PAN card download and more.
Check Dhanlaxmi Bank personal loan, business loan, home loan and other loan interest rates with internal links to detailed rate pages.
Interest range
13.15% – 13.15% p.a.
Open full rate table →
Interest range
10.81% – 10.81% p.a.
Open full rate table →
Interest range
11.01% – 11.01% p.a.
Open full rate table →
Interest range
9.58% – 9.58% p.a.
Open full rate table →
Explore Dhanlaxmi Bank account categories


Dhanlaxmi Bank FD rates for general and senior citizen categories
| Tenure | General Rate | Senior Citizen |
|---|---|---|
| 7 Days - 14 Days | 4.25% | 4.75% |
| 15 Days - 29 Days | 4.50% | 5.00% |
| 1 Month - 6 Months | 5.25% | 5.75% |
| 1 Year | 6.50% | 7.00% |
| 2 Years | 6.25% | 6.75% |
| 3 Years | 6.25% | 6.75% |
Dhanlaxmi Bank digital features and technology
Easy and secure banking on the go
Comprehensive online banking platform
Seamless UPI-based fund transfers
Apply for gold loans digitally
Banking Frontiers — 2022
Compare Dhanlaxmi Bank with other banks side-by-side to find the best rates, charges, and services.
Compare Banks →
Dhanlaxmi Bank netbanking login
Access Dhanlaxmi Bank netbanking login steps, activation and troubleshooting guides.
Open guide →
Dhanlaxmi Bank atm
Find ATM card, mini statement, and digital banking support details for Dhanlaxmi Bank.
Open guide →
Dhanlaxmi Bank ifsc code
Check Dhanlaxmi Bank IFSC codes, branch details and account transfer information.
Open guide →
aadhaar card download
Download e-Aadhaar, update Aadhaar details, and use UIDAI online services quickly.
Open guide →
pf login
Get EPFO login steps, UAN activation, and PF passbook download support in one place.
Open guide →
pan card download
Interest range
12.16% – 12.16% p.a.
Open full rate table →


Affordable home loans for dream homes
Instant loans against gold jewellery
Quick personal loans for your needs
Comprehensive banking for Non-Resident Indians
Safe and rewarding fixed deposit schemes
Access PAN card related services including e-PAN download and PAN update information.
Open guide →