
“Banking for Rural Prosperity”
Ellaquai Dehati Bank is a Regional Rural Bank established in 1989, headquartered in Srinagar, Jammu & Kashmir, serving rural communities across the region with dedicated banking services. With over 30 years of experience in rural banking, Ellaquai Dehati Bank operates more than 250 branches and 400+ ATMs, providing accessible banking to farmers and rural residents. The bank offers comprehensive banking products designed for rural needs including savings accounts, recurring deposits, fixed deposits, agricultural loans, personal loans, home loans, and business loans tailored for rural entrepreneurs. Ellaquai Dehati Bank provides digital banking platforms with internet banking, mobile banking, and UPI services, bringing modern banking conveniences to rural areas. The bank maintains competitive interest rates on savings accounts and fixed deposits, with special rates for senior citizens and women customers. The bank is strongly committed to agricultural sector development and provides specialized agricultural credit products including crop loans, term loans, and livestock loans. Ellaquai Dehati Bank offers services including locker facilities and insurance products designed for rural customers. The bank focuses on financial inclusion and women empowerment in rural communities. As a DICGC-insured bank, customer deposits are fully protected. Ellaquai Dehati Bank's commitment to rural banking excellence has made it a trusted partner for rural development.
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Interest range
7.91% – 7.91% p.a.
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Interest range
13.38% – 13.38% p.a.
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Interest range
10.41% – 10.41% p.a.
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Interest range
11.18% – 11.18% p.a.
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Ellaquai Dehati Bank FD rates for general and senior citizen categories
| Tenure | General Rate | Senior Citizen |
|---|---|---|
| 1 Year | 5.45% | 5.95% |
Ellaquai Dehati Bank digital features and technology
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Ellaquai Dehati Bank netbanking login
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Ellaquai Dehati Bank atm
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Ellaquai Dehati Bank ifsc code
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Interest range
9.64% – 9.64% p.a.
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Specialized agricultural and livestock loans
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