Equitas Small Finance Bank

Small Finance Bank Sector

“It's Fun Banking!”

Equitas Small Finance Bank, headquartered in Chennai, Tamil Nadu, commenced banking operations in 2016 after receiving the Small Finance Bank license from the RBI. Formerly Equitas Microfinance, the bank has deep roots in serving unbanked and underbanked populations across India, particularly women entrepreneurs, micro-business owners, and low-income households. Equitas SFB is known for its inclusive banking philosophy and its pioneering work in microfinance and small business lending. Today, Equitas SFB offers a wide range of products including savings accounts with industry-leading interest rates, fixed deposits, vehicle loans, home loans, micro loans, small business loans, gold loans, and insurance products. The bank's innovative marketing and quirky branding (its 'It's Fun Banking' tagline reflects a genuinely customer-friendly culture) have helped it attract a younger, digitally-savvy audience. Equitas SFB has over 900 branches across India, with a particularly strong presence in Tamil Nadu, Andhra Pradesh, Maharashtra, and Karnataka. Its mobile banking app is one of the highest-rated in the SFB segment. DICGC insured, RBI regulated, and listed on BSE and NSE, Equitas SFB continues to strike the balance between profitable growth and social impact. The bank's commitment to financial inclusion, transparent pricing, and personalized service makes it a standout institution in India's growing small finance bank ecosystem.