Jana Small Finance Bank

Small Finance Bank Sector

“Sab Ke Liye Sapno Ka Bank”

Jana Small Finance Bank, headquartered in Bengaluru, Karnataka, is one of India's fastest-growing small finance banks, having commenced banking operations in 2018 after converting from Janalakshmi Financial Services, one of India's largest microfinance institutions. Jana SFB serves a diverse customer base spanning urban, semi-urban, and rural India, with a focus on customers who have limited or no prior access to formal banking credit. The bank's product suite includes savings accounts with competitive interest rates, fixed deposits, recurring deposits, micro loans, small business loans, home loans, vehicle loans, gold loans, and insurance products. Jana SFB is particularly known for its microfinance heritage, having extended credit to millions of low-income families, especially women, through its group lending model. With over 600 branches spread across India, Jana SFB has a significant national footprint. The bank's digital capabilities include mobile banking, internet banking, UPI, and video KYC. DICGC insured and RBI regulated, Jana SFB is listed on BSE and NSE. One of its key differentiators is its deep urban microfinance focus — a segment that is underserved by traditional banks — making it a critical financial inclusion instrument in India's tier 2 and tier 3 cities. Jana SFB is committed to democratizing access to credit and savings for all segments of Indian society.