J&K Grameen Bank

Regional Rural Bank Sector

“Banking for Rural Development”

J&K Grameen Bank is a Regional Rural Bank established in 1989, headquartered in Srinagar, Jammu & Kashmir, dedicated to providing financial services to rural communities across the region. With over 30 years of banking experience, J&K Grameen Bank operates more than 350 branches and 500+ ATMs, serving farmers, small businesses, and rural residents. The bank offers comprehensive banking products and services designed specifically for rural customers including savings accounts, current accounts, fixed deposits, agricultural loans, personal loans, home loans, and business loans. J&K Grameen Bank provides digital banking capabilities through internet banking, mobile banking, and UPI services, enabling rural customers to access modern banking facilities. The bank maintains competitive interest rates on savings accounts and fixed deposits, with special rates for senior citizens and women customers. J&K Grameen Bank is committed to agricultural development, supporting farmers with crop loans, term loans, and other agricultural credit products. The bank offers specialized services including locker facilities and insurance products designed for rural needs. J&K Grameen Bank focuses on financial inclusion and empowering rural communities through banking services. As a DICGC-insured bank, customer deposits are fully protected up to ₹5 lakh. The bank's dedication to rural development and customer service has made it a trusted banking partner for rural populations in J&K region.