Nainital Bank

Private Sector

“Banking with a Personal Touch”

Nainital Bank, established in 1922 and headquartered in the scenic hill city of Nainital, Uttarakhand, is one of India's oldest regional private sector banks, operating primarily in Uttarakhand and nearby states. A subsidiary of Bank of Baroda since 1973, Nainital Bank combines the strengths of a community bank with the backing of a large public sector institution. The bank serves retail customers, farmers, small businesses, and government employees with products including savings accounts, current accounts, fixed deposits, personal loans, home loans, vehicle loans, agricultural loans, and government-sponsored scheme financing. Known for its personal banking approach and strong customer relationships, Nainital Bank is deeply embedded in the socioeconomic fabric of the Kumaon and Garhwal regions of Uttarakhand. The bank has expanded its presence to include branches in Delhi NCR, Uttar Pradesh, and other neighboring states. Digitally, Nainital Bank offers internet banking, mobile banking, and UPI-based payment services. DICGC insured and RBI regulated, the bank is a safe and trusted financial institution for its customers. Nainital Bank continues to support financial inclusion in the hill and rural regions of Uttarakhand where banking access has historically been limited, upholding its century-old mission of inclusive, community-focused banking.