
“Empowering the North East”
North East Small Finance Bank (NESFB), headquartered in Guwahati, Assam, is a purpose-driven small finance bank specifically created to serve the underbanked population of India's North East region. Commenced operations in 2017, NESFB is uniquely positioned as the only small finance bank with a primary focus on Assam, Meghalaya, Manipur, Nagaland, Mizoram, Tripura, Arunachal Pradesh, and Sikkim — states that have historically had limited access to formal banking services. The bank's product portfolio is designed to meet the specific needs of North East India, including tea garden worker banking, agricultural finance, tribal community loans, SHG lending, savings accounts, fixed deposits, micro loans, and MSME credit. NESFB plays a critical role in financial inclusion in the region, working closely with state governments, NGOs, and self-help groups to extend banking to previously unbanked communities. Its branch network spans all eight North East states, and the bank continues to deepen its rural and semi-urban presence. DICGC insured and RBI regulated, NESFB offers safe and transparent banking services to its customers. The bank's digital capabilities include mobile banking and UPI payment services. For the people of North East India, NESFB is more than just a bank — it is a catalyst for economic empowerment, social development, and financial dignity in one of India's most unique and culturally rich regions.
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Interest range
13.19% – 13.19% p.a.
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Interest range
11.19% – 11.19% p.a.
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Interest range
10.63% – 10.63% p.a.
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Interest range
9.46% – 9.46% p.a.
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North East Small Finance Bank FD rates for general and senior citizen categories
| Tenure | General Rate | Senior Citizen |
|---|---|---|
| 7 Days - 14 Days | 4.50% | 5.00% |
| 15 Days - 29 Days | 4.75% | 5.25% |
| 1 Month - 6 Months | 6.00% | 6.50% |
| 1 Year | 8.00% | 8.50% |
| 2 Years | 7.75% | 8.25% |
| 3 Years | 7.50% | 8.00% |
North East Small Finance Bank digital features and technology
Banking services on mobile for North East customers
Digital payments for rural North East
Self-help group savings and credit
NABARD — 2023
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North East Small Finance Bank interest rates
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Community and tribal micro credit
Specialized banking for tea garden workers
Crop and farm loans for North East farmers
High-yield FDs for safe wealth building