Sarva Haryana Gramin Bank

Regional Rural Bank Sector

“Serving Haryana's Villages”

Sarva Haryana Gramin Bank (SHGB) is a Regional Rural Bank (RRB) sponsored by Punjab National Bank, serving the rural and semi-urban communities across all districts of Haryana — one of India's most prosperous and agriculturally productive states, forming the heart of India's Green Revolution belt. Jointly owned by the Government of India (50%), Punjab National Bank (35%), and the Government of Haryana (15%), SHGB occupies an important position in Haryana's rural banking landscape, serving a state where agricultural prosperity is high, dairy farming is a major industry, and rural households have rising aspirations and financial needs. Haryana is India's second-largest producer of milk and a top producer of wheat, paddy, and mustard — its rural economy is among the most productive in the country. Haryana's farmers are sophisticated agricultural producers who use modern farming inputs, machinery, and technology, making SHGB's credit delivery role essential in financing modern agriculture. The bank's credit portfolio covers Kisan Credit Cards for wheat, paddy, and mustard farmers, farm mechanisation loans for tractors and modern agricultural equipment, dairy and cattle development loans for Haryana's extensive dairy sector (including Murrah buffalo financing), solar pump and micro-irrigation loans aligned with Haryana's aggressive solar agriculture programme, MUDRA loans for rural non-farm businesses, SHG and JLG group lending, housing loans under PMAY, and term deposits. SHGB is a key channel for PMJDY accounts, PM Kisan DBT, crop insurance, and government scheme enrolments across Haryana. Backed by PNB's CBS technology, SHGB offers modern banking capabilities including RuPay and VISA debit cards. All deposits are DICGC insured.