
“Banker to Every Indian”
State Bank of India (SBI) is the largest public sector bank in India, established in 1955, and has been serving the nation for over six decades. As a flagship banking institution, SBI offers comprehensive banking services including savings accounts, current accounts, personal loans, home loans, business loans, fixed deposits, and investment options. With a presence in over 500 cities, more than 24,000 branches, and an extensive ATM network of over 60,000 machines across India and internationally, SBI is the primary choice for retail, corporate, and institutional banking. SBI provides digital banking solutions through its mobile app (YONO) and net banking platform, enabling customers to perform all banking transactions from the comfort of their homes. The bank offers competitive interest rates on fixed deposits, attractive loan products, and wealth management services. SBI also provides NRI banking facilities, locker services, forex services, and insurance products. As a DICGC-insured bank, SBI ensures deposit safety up to ₹5 lakh. The bank has earned multiple awards for digital banking innovation, customer service excellence, and financial stability. SBI is listed on both NSE and BSE with stock symbol SBIN. The bank's commitment to financial inclusion, digital transformation, and customer-centric services has made it the most trusted banking institution in India.
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State Bank of India FD rates for general and senior citizen categories
| Tenure | General Rate | Senior Citizen |
|---|---|---|
| 7 Days - 45 Days | 4.90% | 5.40% |
| 46 Days - 90 Days | 5.15% | 5.65% |
| 1 Year | 6.50% | 7.00% |
State Bank of India digital features and technology
Comprehensive digital banking platform for all services
Complete KYC process remotely
Instant personal and business loans
Indian Banking Association — 2024
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Affordable home loans with competitive rates
Quick personal loans up to ₹50 Lakhs