Utkal Grameen Bank

Regional Rural Bank Sector

“Banking for Rural Growth”

Utkal Grameen Bank is a Regional Rural Bank established in 1995, headquartered in Cuttack, Odisha, providing comprehensive banking services to rural communities across eastern Odisha. With nearly 30 years of experience in rural banking, Utkal Grameen Bank operates more than 300 branches and 500+ ATMs, serving farmers, small traders, and rural residents. The bank offers comprehensive banking products and services designed for rural customers including savings accounts, recurring deposits, fixed deposits, agricultural loans, personal loans, home loans, and business loans. Utkal Grameen Bank provides digital banking capabilities through internet banking, mobile banking, and UPI services, ensuring modern banking access in rural areas. The bank maintains competitive interest rates on savings accounts and fixed deposits, with special rates for senior citizens and women customers. The bank is committed to agricultural development and provides specialized agricultural credit products including crop loans, livestock loans, and agricultural equipment loans. Utkal Grameen Bank offers services including locker facilities and insurance products for rural customers. The bank focuses on financial inclusion and community development. As a DICGC-insured bank, customer deposits are fully protected up to ₹5 lakh. Utkal Grameen Bank's commitment to rural growth and banking excellence has made it a trusted partner for rural communities in Odisha.