Punjab National BankBank of Baroda

Compare branches, ATMs, digital banking, services & ratings

Punjab National Bank

Punjab National Bank

Public

3.9/5 Rating

Punjab National Bank (PNB) is a major public sector bank established in 1894, serving millions of customers across India and internationally. With a rich history spanning over 130 years, PNB has built a strong reputation for reliability, stability, and customer-centric banking services. The bank operates over 7500 branches and 10000+ ATMs across the country, providing accessible banking services in metro cities, tier-2 cities, and rural areas. PNB offers a comprehensive range of financial products including savings accounts, current accounts, recurring deposits, fixed deposits, personal loans, home loans, business loans, agricultural loans, and investment solutions. The bank provides digital banking platforms including internet banking, mobile banking, and UPI services, enabling customers to manage their finances seamlessly. PNB has competitive interest rates on savings and fixed deposits, with special rates for senior citizens and women customers. The bank also offers locker facilities, forex services, NRI banking, insurance products, and wealth management solutions. As a DICGC-insured bank, customer deposits are protected. PNB has received awards for financial inclusion, agricultural lending, and customer service. The bank's commitment to supporting farmers, small businesses, and retail customers has made it a trusted banking partner.

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Bank of Baroda

Bank of Baroda

Public

4/5 Rating

Bank of Baroda is a major public sector bank established in 1908, offering comprehensive banking solutions to retail, corporate, and institutional customers. With over 130 years of banking heritage, Bank of Baroda has established itself as India's international bank with a strong presence across 50 countries and over 8000 branches domestically. The bank provides a wide range of financial products and services including savings accounts, current accounts, fixed deposits, personal loans, home loans, business loans, credit cards, and investment solutions. Bank of Baroda leverages advanced digital banking technology to offer internet banking, mobile banking, and UPI services, ensuring convenient banking from anywhere. The bank maintains competitive interest rates on savings accounts and fixed deposits, with special rates for senior citizens. Bank of Baroda offers priority banking services, locker facilities, forex services, and insurance products to meet diverse customer needs. As a DICGC-insured bank, deposits are protected up to ₹5 lakh. The bank has received multiple awards for customer service excellence, digital innovation, and financial stability. Bank of Baroda's commitment to inclusive banking, financial literacy, and sustainable banking practices has made it a trusted financial institution.

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Feature
Punjab National Bank
Bank of Baroda
Bank Type
Public
Public
Overall Rating
3.9
4
Total Branches
7500
8000
International Presence
Video KYC
Instant Account Opening
Locker Facility
Forex Services
NRI Banking

FD Interest Rates Comparison

Punjab National Bank

TenureRateSenior
1 Year5.90%6.40%

Bank of Baroda

TenureRateSenior
1 Year6.00%6.50%

Punjab National Bank — Services

  • Agricultural Loans

Bank of Baroda — Services

  • Home Loans

Frequently Asked Questions

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Punjab National Bank vs Bank of Baroda 2026 | Compare Branches, FD Rates & Services