Hdfc Regalia Gold Credit CardTata Neu Plus Hdfc Bank Credit Card
Side-by-side comparison of fees, rewards, benefits & more
Hdfc Regalia Gold Credit Card
HDFC Bank
4.5/5
Tata Neu Plus Hdfc Bank Credit Card
HDFC Bank
3.5/5
Feature
Hdfc Regalia Gold Credit Card
Tata Neu Plus Hdfc Bank Credit Card
Bank / Issuer
HDFC Bank
HDFC Bank
Card Network
Mastercard
Rupay
Card Type
premium
premium
Annual Fee
₹2,500 + GST
₹499 + GST
First Year Fee
₹2,500 + GST
NIL
Fee Waiver Condition
Waived for the next year if you spend ₹4 Lakh in the preceding anniversary year.
Waived on spending ₹1,00,000 or more in the previous year
Contactless Payment
Effectively Free
Fee & Charges Summary
Hdfc Regalia Gold Credit Card
| Fee |
Tata Neu Plus Hdfc Bank Credit Card
| Interest Rate | 3.6% per month (43.2% per annum) |
| Cash Advance Fee | 2.5% or ₹500 |
| Add-on Card Fee | Lifetime Free |
| Rewards Redemption Fee | ₹99 per redemption request |
Hdfc Regalia Gold Credit Card — Highlights
- Best-in-Class Redemption: Reward points can be redeemed against the Exclusive Gold Catalogue (Apple, Bose, etc.) at a high value of 1 RP = ₹0.65.
Tata Neu Plus Hdfc Bank Credit Card — Highlights
- 2% back as NeuCoins on non-EMI spends at partner Tata Brands
- Additional 5% back as NeuCoins on Tata Neu App/Website
- 1% back as NeuCoins on non-Tata brands and Merchant EMI spends
- 1% back as NeuCoins on UPI spends
- 1% Fuel Surcharge Waiver (on transactions between ₹400 and ₹5,000)
Frequently Asked Questions
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