Tata Neu Plus Hdfc Bank Credit CardHdfc Regalia Gold Credit Card

Side-by-side comparison of fees, rewards, benefits & more

Tata Neu Plus Hdfc Bank Credit Card

Tata Neu Plus Hdfc Bank Credit Card

HDFC Bank

3.5/5
Recommended
Hdfc Regalia Gold Credit Card

Hdfc Regalia Gold Credit Card

HDFC Bank

4.5/5
Recommended
Feature
Tata Neu Plus Hdfc Bank Credit Card
Hdfc Regalia Gold Credit Card
Bank / Issuer
HDFC Bank
HDFC Bank
Card Network
Rupay
Mastercard
Card Type
premium
premium
Annual Fee
₹499 + GST
₹2,500 + GST
First Year Fee
NIL
₹2,500 + GST
Fee Waiver Condition
Waived on spending ₹1,00,000 or more in the previous year
Waived for the next year if you spend ₹4 Lakh in the preceding anniversary year.
Contactless Payment
Effectively Free

Fee & Charges Summary

Tata Neu Plus Hdfc Bank Credit Card

Interest Rate3.6% per month (43.2% per annum)
Cash Advance Fee2.5% or ₹500
Add-on Card FeeLifetime Free
Rewards Redemption Fee₹99 per redemption request

Hdfc Regalia Gold Credit Card

Fee

Tata Neu Plus Hdfc Bank Credit Card — Highlights

  • 2% back as NeuCoins on non-EMI spends at partner Tata Brands
  • Additional 5% back as NeuCoins on Tata Neu App/Website
  • 1% back as NeuCoins on non-Tata brands and Merchant EMI spends
  • 1% back as NeuCoins on UPI spends
  • 1% Fuel Surcharge Waiver (on transactions between ₹400 and ₹5,000)

Hdfc Regalia Gold Credit Card — Highlights

  • Best-in-Class Redemption: Reward points can be redeemed against the Exclusive Gold Catalogue (Apple, Bose, etc.) at a high value of 1 RP = ₹0.65.

Frequently Asked Questions

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