State Bank of India Shopping Plus Credit CardTata Neu Plus Hdfc Bank Credit Card
Side-by-side comparison of fees, rewards, benefits & more
State Bank of India Shopping Plus Credit Card
State Bank of India
4.5/5
Tata Neu Plus Hdfc Bank Credit Card
HDFC Bank
3.5/5
Feature
State Bank of India Shopping Plus Credit Card
Tata Neu Plus Hdfc Bank Credit Card
Bank / Issuer
State Bank of India
HDFC Bank
Card Network
Mastercard
Rupay
Card Type
Mid
premium
Annual Fee
₹999 + GST
₹499 + GST
Joining Fee
₹999 + GST
—
First Year Fee
₹999 + GST
NIL
Fee Waiver Condition
Spend ₹2 lakh in a year
Waived on spending ₹1,00,000 or more in the previous year
Contactless Payment
Effectively Free
State Bank of India Shopping Plus Credit Card — Key Features
- Reward multiplier on online transactions
- EMI conversion on big purchases
State Bank of India Shopping Plus Credit Card — Benefits
- Annual savings through merchant offers
Fee & Charges Summary
State Bank of India Shopping Plus Credit Card
| Interest | 3.6% per month |
| Late Payment Fee | As per statement amount slab |
Tata Neu Plus Hdfc Bank Credit Card
| Interest Rate | 3.6% per month (43.2% per annum) |
| Cash Advance Fee | 2.5% or ₹500 |
| Add-on Card Fee | Lifetime Free |
| Rewards Redemption Fee | ₹99 per redemption request |
State Bank of India Shopping Plus Credit Card — Highlights
- Accelerated points on shopping categories
- Partner-brand offers and coupons
Tata Neu Plus Hdfc Bank Credit Card — Highlights
- 2% back as NeuCoins on non-EMI spends at partner Tata Brands
- Additional 5% back as NeuCoins on Tata Neu App/Website
- 1% back as NeuCoins on non-Tata brands and Merchant EMI spends
- 1% back as NeuCoins on UPI spends
- 1% Fuel Surcharge Waiver (on transactions between ₹400 and ₹5,000)
Frequently Asked Questions
People Also Compare
Hdfc Regalia Gold Credit Card vs Hdfc Diners Club Black Metal Edition Credit CardHdfc Regalia Gold Credit Card vs Hdfc Millennia Credit CardHdfc Regalia Gold Credit Card vs State Bank of India Smart Cashback Credit CardHdfc Regalia Gold Credit Card vs Punjab National Bank Travel Signature Credit CardHdfc Regalia Gold Credit Card vs Jammu & Kashmir Bank Smart Cashback Credit CardHdfc Regalia Gold Credit Card vs Jammu & Kashmir Bank Shopping Plus Credit Card