Tata Neu Plus Hdfc Bank Credit CardState Bank of India Shopping Plus Credit Card
Side-by-side comparison of fees, rewards, benefits & more
Tata Neu Plus Hdfc Bank Credit Card
HDFC Bank
3.5/5
State Bank of India Shopping Plus Credit Card
State Bank of India
4.5/5
Feature
Tata Neu Plus Hdfc Bank Credit Card
State Bank of India Shopping Plus Credit Card
Bank / Issuer
HDFC Bank
State Bank of India
Card Network
Rupay
Mastercard
Card Type
premium
Mid
Annual Fee
₹499 + GST
₹999 + GST
Joining Fee
—
₹999 + GST
First Year Fee
NIL
₹999 + GST
Fee Waiver Condition
Waived on spending ₹1,00,000 or more in the previous year
Spend ₹2 lakh in a year
Contactless Payment
Effectively Free
State Bank of India Shopping Plus Credit Card — Key Features
- Reward multiplier on online transactions
- EMI conversion on big purchases
State Bank of India Shopping Plus Credit Card — Benefits
- Annual savings through merchant offers
Fee & Charges Summary
Tata Neu Plus Hdfc Bank Credit Card
| Interest Rate | 3.6% per month (43.2% per annum) |
| Cash Advance Fee | 2.5% or ₹500 |
| Add-on Card Fee | Lifetime Free |
| Rewards Redemption Fee | ₹99 per redemption request |
State Bank of India Shopping Plus Credit Card
| Interest | 3.6% per month |
| Late Payment Fee | As per statement amount slab |
Tata Neu Plus Hdfc Bank Credit Card — Highlights
- 2% back as NeuCoins on non-EMI spends at partner Tata Brands
- Additional 5% back as NeuCoins on Tata Neu App/Website
- 1% back as NeuCoins on non-Tata brands and Merchant EMI spends
- 1% back as NeuCoins on UPI spends
- 1% Fuel Surcharge Waiver (on transactions between ₹400 and ₹5,000)
State Bank of India Shopping Plus Credit Card — Highlights
- Accelerated points on shopping categories
- Partner-brand offers and coupons
Frequently Asked Questions
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