BOB RuPay Select Debit CardSouth Indian Bank Premium Rewards Debit Card

Side-by-side comparison of fees, limits, cashback & features

BOB RuPay Select Debit Card

BOB RuPay Select Debit Card

Bank of Baroda

Recommended

Best for: Travel and premium usage

South Indian Bank Premium Rewards Debit Card

South Indian Bank Premium Rewards Debit Card

South Indian Bank

Recommended

Best for: Travel and rewards

Feature
BOB RuPay Select Debit Card
South Indian Bank Premium Rewards Debit Card
Bank / Issuer
Bank of Baroda
South Indian Bank
Card Network
RuPay
Mastercard
Card Type
Select
Platinum
Account Type
Savings
Current
Annual Fee
0
499
Issuance Fee
100
199
Replacement Fee
200
299
Minimum Balance
5000
25000
ATM Withdrawal Limit
40000
100000
POS / Swipe Limit
150000
300000
Online Transaction Limit
80000
200000
International Usage
Contactless Payment
Lounge Access
Lounge Access Details
Complimentary domestic (1 per quarter) & international (2 per year) airport lounge access
2 free visits per quarter
Cashback Rate
1.2
2.5
Reward Points
Fuel Surcharge Waiver
Accident Insurance
Purchase Protection
Fraud Protection
Zero Billing
Minimum Age
18
21
Maximum Age
65
70
Best For
Travel and premium usage
Travel and rewards

BOB RuPay Select Debit Card — Key Features

  • Personal accident and total disability cPersonal accident and total disability cover of Rs. 10 lakh
  • Complimentary domestic (1 per quarter) &Complimentary domestic (1 per quarter) & international (2 per year) airport lounge access
  • Complimentary benefits covering membershComplimentary benefits covering memberships/ golf rounds/health check-up etc.

South Indian Bank Premium Rewards Debit Card — Key Features

  • Lounge AccessFree airport lounge visits
  • RewardsEarn reward points on spends
  • Travel BenefitsSavings on flights and hotels

BOB RuPay Select Debit Card — Security Features

  • Accident Insurance — Card includes personal accident insurance coverage as per issuer terms.
  • Card Lock — Block card instantly

South Indian Bank Premium Rewards Debit Card — Security Features

  • EMV Chip — Secure chip technology for offline payments
  • OTP Verification — Two-factor authentication for online use

Frequently Asked Questions

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BOB RuPay Select Debit Card vs South Indian Bank Premium Rewards Debit Card 2026 | Compare ATM Limit, Cashback & Features