South Indian Bank Premium Rewards Debit CardBOB RuPay Select Debit Card
Side-by-side comparison of fees, limits, cashback & features
South Indian Bank Premium Rewards Debit Card
South Indian Bank
Best for: Travel and rewards
BOB RuPay Select Debit Card
Bank of Baroda
Best for: Travel and premium usage
Feature
South Indian Bank Premium Rewards Debit Card
BOB RuPay Select Debit Card
Bank / Issuer
South Indian Bank
Bank of Baroda
Card Network
Mastercard
RuPay
Card Type
Platinum
Select
Account Type
Current
Savings
Annual Fee
499
0
Issuance Fee
199
100
Replacement Fee
299
200
Minimum Balance
25000
5000
ATM Withdrawal Limit
100000
40000
POS / Swipe Limit
300000
150000
Online Transaction Limit
200000
80000
International Usage
Contactless Payment
Lounge Access
Lounge Access Details
2 free visits per quarter
Complimentary domestic (1 per quarter) & international (2 per year) airport lounge access
Cashback Rate
2.5
1.2
Reward Points
Fuel Surcharge Waiver
Accident Insurance
Purchase Protection
Fraud Protection
Zero Billing
Minimum Age
21
18
Maximum Age
70
65
Best For
Travel and rewards
Travel and premium usage
South Indian Bank Premium Rewards Debit Card — Key Features
- Lounge Access — Free airport lounge visits
- Rewards — Earn reward points on spends
- Travel Benefits — Savings on flights and hotels
BOB RuPay Select Debit Card — Key Features
- Personal accident and total disability c — Personal accident and total disability cover of Rs. 10 lakh
- Complimentary domestic (1 per quarter) & — Complimentary domestic (1 per quarter) & international (2 per year) airport lounge access
- Complimentary benefits covering membersh — Complimentary benefits covering memberships/ golf rounds/health check-up etc.
South Indian Bank Premium Rewards Debit Card — Security Features
- EMV Chip — Secure chip technology for offline payments
- OTP Verification — Two-factor authentication for online use
BOB RuPay Select Debit Card — Security Features
- Accident Insurance — Card includes personal accident insurance coverage as per issuer terms.
- Card Lock — Block card instantly
Frequently Asked Questions
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