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Loan Interest Rate Comparison — India 2026
Indicative rates from top lenders. Actual rate depends on your CIBIL score, income, and lender policy.
| Loan Type | Interest Rate (p.a.) | Loan Amount | Max Tenure | Min CIBIL |
|---|---|---|---|---|
| Personal Loan | 10.25% – 24% | ₹50,000 – ₹40L | 5 years | 650+ |
| Home Loan | 8.35% – 11.5% | ₹5L – ₹10 Cr | 30 years | 700+ |
| Business Loan | 11% – 26% | ₹1L – ₹75L | 5 years | 650+ |
| Education Loan | 8.5% – 15% | ₹1L – ₹1.5 Cr | 15 years | 600+ |
| Loan Against Property | 8.5% – 14% | ₹5L – ₹5 Cr | 20 years | 650+ |
| Gold Loan | 7% – 16% | ₹5,000 – ₹1 Cr | 3 years | Not required |
Rates as of June 2026. Subject to change. Verify with lender before applying.