Hdfc Diners Club Black Metal Edition Credit CardHdfc Regalia Gold Credit Card

Side-by-side comparison of fees, rewards, benefits & more

Hdfc Diners Club Black Metal Edition Credit Card

Hdfc Diners Club Black Metal Edition Credit Card

HDFC Bank

4.5/5
Recommended
Hdfc Regalia Gold Credit Card

Hdfc Regalia Gold Credit Card

HDFC Bank

4.5/5
Recommended
Feature
Hdfc Diners Club Black Metal Edition Credit Card
Hdfc Regalia Gold Credit Card
Bank / Issuer
HDFC Bank
HDFC Bank
Card Network
Visa
Mastercard
Card Type
premium
premium
Annual Fee
₹10,000 + GST
₹2,500 + GST
First Year Fee
₹10,000 + GST
₹2,500 + GST
Fee Waiver Condition
Annual fee waived on spends of ₹8 Lakhs or more in the preceding 12 months.
Waived for the next year if you spend ₹4 Lakh in the preceding anniversary year.
Contactless Payment
Effectively Free

Fee & Charges Summary

Hdfc Diners Club Black Metal Edition Credit Card

Interest Rate1.99% per month
Cash Advance Fee2.5% or ₹500
Reward Redemption FeeNil

Hdfc Regalia Gold Credit Card

Fee

Hdfc Diners Club Black Metal Edition Credit Card — Highlights

  • Unlimited complimentary domestic and international lounge access for primary and add-on members.
  • 5 Reward Points for every ₹150 spent (1 RP = ₹1 for flights/hotels)
  • Up to 10X Reward Points on travel and shopping via HDFC SmartBuy.
  • 2X Reward Points on weekend dining (capped at 1,000 RP per day).
  • 6 complimentary golf games per quarter at premium courses worldwide.

Hdfc Regalia Gold Credit Card — Highlights

  • Best-in-Class Redemption: Reward points can be redeemed against the Exclusive Gold Catalogue (Apple, Bose, etc.) at a high value of 1 RP = ₹0.65.

Frequently Asked Questions

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Hdfc Diners Club Black Metal Edition Credit Card vs Hdfc Regalia Gold Credit Card 2026 | Compare Annual Fee, Rewards & Benefits