Hdfc Millennia Credit CardHdfc Diners Club Black Metal Edition Credit Card

Side-by-side comparison of fees, rewards, benefits & more

Hdfc Millennia Credit Card

Hdfc Millennia Credit Card

HDFC Bank

3.5/5
Recommended
Hdfc Diners Club Black Metal Edition Credit Card

Hdfc Diners Club Black Metal Edition Credit Card

HDFC Bank

4.5/5
Recommended
Feature
Hdfc Millennia Credit Card
Hdfc Diners Club Black Metal Edition Credit Card
Bank / Issuer
HDFC Bank
HDFC Bank
Card Network
Visa
Visa
Card Type
premium
premium
Annual Fee
Rs. 1,000 + GST
₹10,000 + GST
Joining Fee
₹499 + GST
First Year Fee
₹ 1500
₹10,000 + GST
Fee Waiver Condition
(Waived off on spending Rs. 1 lakh in the previous year)
Annual fee waived on spends of ₹8 Lakhs or more in the preceding 12 months.
Contactless Payment
Effectively Free

Fee & Charges Summary

Hdfc Millennia Credit Card

Fee499

Hdfc Diners Club Black Metal Edition Credit Card

Interest Rate1.99% per month
Cash Advance Fee2.5% or ₹500
Reward Redemption FeeNil

Hdfc Millennia Credit Card — Highlights

  • 5% cashback on popular everyday brands's
  • 1,000 bonus points on card activation's
  • Up to 10% off on partner restaurants's
  • Joining Fee: ₹1,000+ Taxes
  • Annual/Renewal Fee: ₹1,000+ Taxes

Hdfc Diners Club Black Metal Edition Credit Card — Highlights

  • Unlimited complimentary domestic and international lounge access for primary and add-on members.
  • 5 Reward Points for every ₹150 spent (1 RP = ₹1 for flights/hotels)
  • Up to 10X Reward Points on travel and shopping via HDFC SmartBuy.
  • 2X Reward Points on weekend dining (capped at 1,000 RP per day).
  • 6 complimentary golf games per quarter at premium courses worldwide.

Frequently Asked Questions

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Hdfc Millennia Credit Card vs Hdfc Diners Club Black Metal Edition Credit Card 2026 | Compare Annual Fee, Rewards & Benefits